Jessica Hinks, The Everyday Advisor

07/17/2026

SpaceX has officially joined the Nasdaq-100, a major stock market index that tracks many of the largest nonfinancial companies listed on Nasdaq.

The move could make the company a holding in more index-based funds, including some funds used in retirement accounts.

Index inclusion can matter because index-tracking funds may need to add shares of a newly included company. That can affect demand for the stock, though it does not guarantee future performance.

The company recently went public and has seen notable stock-price movement since its initial public offering.

The broader takeaway is that index changes can indirectly affect what investors own, especially through mutual funds, exchange-traded funds, and retirement account holdings.

For investors, this is a reminder to understand what is inside the funds they own—not just the name of the index or account.

07/15/2026

How much money would it take for you to finally feel financially secure?💡

A million dollars?
Two million?
Five million?

Most people don't actually have a number in mind. They just assume they'll feel secure someday.

The reality is that financial security isn't only about the amount in your accounts. It's about having confidence in your plan, clarity around your goals, and knowing your money is supporting the life you want to live.

That's why some people with significant wealth still worry about money, while others with far less feel completely at peace.

The question isn't always "How much is enough?"

Sometimes the better question is: "What would help me feel confident about my future?"

Read my latest blog to learn more!

Finding Security in Your Financial Future | The Everyday Advisor | Financial Planning Tips By Jessica Hinks, CFP®

07/10/2026

Treasury yields moved slightly higher after new employment data offered another look at the labor market. The 10-year Treasury yield rose to around 4.40%, while the 2-year yield moved to about 4.125%. 💡

Why does this matter? Treasury yields can influence borrowing costs across the economy—from mortgages to auto loans and credit cards. The latest job openings data showed 7.6 million openings in May, above expectations. Investors are also keeping an eye on energy prices, inflation, and upcoming labor reports for more clues about the economy. For households and businesses, these yields offer helpful context on where borrowing costs may be headed.

07/03/2026

June’s jobs report is in: The U.S. economy added 57,000 jobs... roughly half of what was forecasted. Unemployment dipped to 4.2%, while average hourly earnings rose 0.3%, matching expectations. 💡

Have a wonderful holiday weekend!🥳

06/25/2026

Wow! 🤯 According to a 2025 Savings.com survey, half of all parents with adult children now provide regular financial assistance, spending an average of $1,474 a month. Working parents who support adult children contribute more than twice as much to their grown kids each month as they do to their own retirement accounts.

06/24/2026

Many people spend decades faithfully giving to their church or favorite charity.✍️

Then all of a sudden, retirement arrives and raises the unexpected question: What income should I tithe on now?

Instead of one paycheck, you may receive income from Social Security, pensions, investments with unpredictable taxable income, rental properties with depreciation, and retirement account withdrawals.

So what counts as income? Let's talk about it...

Tithing 10% in Retirement: What Counts as Income? | How to Give Money to Church or Charity for Retirees | The Everyday Advisor Blog

06/19/2026

Inflation moved higher in May, with energy costs playing a major role in the increase.💡

Consumer prices rose 4.2% from a year earlier, up from 3.8% in April. On a monthly basis, prices increased 0.5%.

Gas prices were a key driver. Higher energy costs accounted for more than 60% of the monthly increase, while gasoline prices were up sharply from a year earlier.

The impact extends beyond the pump. Higher fuel and energy costs can affect transportation, shipping, airfares, electricity, business expenses, and household budgets.

Core inflation, which excludes food and energy, rose at a more modest pace. That suggests some price pressures remain concentrated in energy-related categories, though consumers and businesses are still feeling the strain.

For households, inflation can affect everyday spending decisions. For businesses, higher costs may influence pricing, hiring, margins, and customer behavior.

06/12/2026

SpaceX is shooting for the stars with a $75 billion IPO!🤯

The Elon Musk-led aerospace company went public by raising $75 billion, pricing 555.6 million shares at $135 each, and achieving an initial valuation of $1.77!

06/05/2026

Did you know? The average apartment rent in Ohio is approximately $1,335 per month! Adjusted rent prices have climbed by about 30% since the pandemic!🤯🏠

05/29/2026

Traveling keeps getting pricier and pricier! The average domestic flight is now $383, which is $89 more than last year!✈️