IBC Business Solutions

IBC Business Solutions We are a Profit Advisory, specializing in helping small business owners boost their bottom line! What your Business Taxes are, and how to pay them?

Are you frustrated and tired of figuring out your business financials and are wondering how to keep up with your financial records? Cathy can help you establish your online accounts with the state and federal governments. Having earned her Accounting Degree in 1981, Cathy has been helping small business owners, contractors, and executive directors create their financial pictures, fulfill board rep

orting and government agency requirements. Since 1999 she has been using QuickBooks to streamline these tasks. Cathy reconciles bank accounts, prepares and submits appropriate sales and payroll taxes, process payroll, accounts receivable, and accounts payable. Although she may no longer a Tax Professional, she has been an Enrolled Agent with the Internal Revenue Service and knows what your tax professional requires. Cathy is now focused on empowering small business owners to move forward with running their business and not being tied down to the bookkeeping end of their dream.

06/19/2025

Getting down to the wire! More goodies for you here and more to come tomorrow - stay tuned!

To get my free e-book 7 Mistakes That Put HVAC Contractors Out Of Business, click this link: https://www.cathyjramos.com/7mistakes

Been working on my new marketing for the business a lot lately.  It was nice to get away on Tuesday night for some much-...
08/16/2024

Been working on my new marketing for the business a lot lately. It was nice to get away on Tuesday night for some much-needed fresh air and water time! Thanks to everyone who has seen, liked and followed my new Cathy J. Ramos page!!!

...and that about sums it up!
07/02/2024

...and that about sums it up!

A customer asked me how much it cost to do this job....
I answered him: $ 1500
He said: So expensive for this job?
I asked: How much do you think it would cost you?
He answers me: $ 800 maximum... That's a pretty simple job right? !"
- For $ 800 I invite you to do it yourself.
- But.... I don't know how to.
- For $800 I'll teach you how to. So besides saving you $700, you'll get the knowledge for the next time you want
- It seemed right to him and he agreed.
- But to get started: you need tools: A welder, grinder, chop saw, drill press, welding hood, gloves etc...
- But I don't have all these equipment and I can't buy all of these for one job.
- Well then for another $300 more I'll rent my stuff to you so you can do it.
- Okay, he says.
- Okay! Tuesday I'm waiting for you to start doing this work
- But I can't on Tuesday I only have time today.
- I'm sorry, but I'm only available Tuesday to teach you and lend you my stuff. Other days are busy with other customers.
- Okay! That means I'm going to have to sacrifice my Tuesday, give up my tasks.
- I forgot. To do your job yourself, you also have to pay for the nonproductive factors.
- That is? What is this?"
- Bureaucratic, tax, vat, security, insurance, fuel etc.
- Oh no!... But to accomplish these tasks, I'm going to spend more money and waste a lot of time!
- Do you have them? You can do it to me before?"
- Okay!
- I'll make you all the material you need. Truck loading is done Monday evening or Tuesday morning you'll have to come by 6 loading the truck. Don't forget to be on time to avoid traffic jams and be on time
- At 6??? Nope! Too early for me! I used to getting up later...
- You know, I've been thinking. Y ' all better get the job done. I'd rather pay you the $1500. If I had to, it wouldn't be perfect and it would cost me a lot more.

When you pay for a job, especially handcrafted, you pay not only for the material used, but also:
- Knowledge
- Experience
- Study
- Tools
- Services
- Time to go
- punctuality
- Accountability
- Professionalism
- Accuracy
- Guaranteed
- Patents
- Sacrifices
- Safety and security
- Payment of tax obligations
Critiquing the work of others based on pricing is not fair. The fees I would charge for a similar task are considerably higher than what is indicated here, but the emphasis lies in the principle rather than the specific amount.
Only by knowing all the elements necessary for the production of a certain work can you estimate the actual cost.

Have you. checked yours lately?
04/29/2024

Have you. checked yours lately?

Water leaks are an inconvenient and expensive problem that can lead to damage in your home.

03/29/2024

You can budget, OR you can be proactive and actually put your money where you want it to be ahead of time! 2X per month - Do your Profit First Allocations and don't looked back. Try it for 90 days. You will be amazed at the results!

03/29/2024

Here's one for the "books" !!!

Address

2935 Fish Hatchery Road #137
Fitchburg, WI
53711

Opening Hours

Monday 10am - 6pm
Tuesday 10am - 6pm
Wednesday 10am - 6pm
Thursday 10am - 6pm
Friday 10am - 6pm

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