Ruby Financial Group

Ruby Financial Group Offering investment advisory services through Eagle Strategies LLC, A Registered Investment Adviser. I am not licensed in all jurisdictions.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. In addition to a Financial Adviser offering investment advisory services thro

ugh Eagle Strategies LLC, A Registered Investment Adviser, I am also licensed as an Agent with New York Life Insurance Company and a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency. Ruby Financial Group
935 4th Avenue
Ford City, PA 16226
(724) 201-6226

Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success. Neither Ruby Financial Group nor New York Life Insurance Company, or its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Ruby Financial Group is not owned or operated by New York Life Insurance Company or its affiliates.

As the new school year begins, many families are thinking not only about today's education expenses, but also about plan...
08/07/2026

As the new school year begins, many families are thinking not only about today's education expenses, but also about planning for future educational goals.

Financial Term Friday: 529 Plan

A 529 Plan is a tax-advantaged savings plan designed to help families save for qualified education expenses. Depending on the plan and current tax laws, earnings may grow tax-deferred, and qualified withdrawals may be tax-free. Tax benefits and eligible expenses are subject to federal and state rules.

Here are a few things to know about 529 plans:
✔️ Funds can be used for a variety of qualified education expenses, subject to applicable rules.
✔️ Anyone can contribute, including parents, grandparents, other family members, and friends.
✔️ Contribution limits and state-specific features vary by plan.
✔️ Beginning to save early may provide more time for your savings to grow, although growth is not guaranteed and investments are subject to market risk.

Every family's education savings goals are different. Understanding the available options can help you make informed decisions about preparing for future education expenses.

Have you started planning for future education costs?

We'd love to hear what questions you have about education savings in the comments!



This information is provided for educational purposes only and is not intended as tax, legal, or investment advice. Investing involves risk, including the possible loss of principal. Tax benefits and qualified expenses are subject to federal and state law. Consult your tax, legal, and financial professionals regarding your individual situation.

If you've recently learned that your financial professional has retired, changed firms, or is no longer serving your acc...
08/05/2026

If you've recently learned that your financial professional has retired, changed firms, or is no longer serving your account, you may have questions about what comes next.

While your accounts and investments generally remain with the financial institution, it's natural to want guidance from someone you know and trust.

At Ruby Financial Group, we're here to provide education, answer questions, and help you understand your options—whether you're looking for a second opinion or establishing a long-term relationship with a financial professional.

If you'd like to schedule a conversation, we'd be happy to help.

Let's Connect: https://bit.ly/4cnhfWW



This post is for informational purposes only and should not be construed as financial, tax, or legal advice.

We'd love your feedback!Have you explored our new website yet?Tell us:- What do you like most?- Is there a feature you f...
08/04/2026

We'd love your feedback!

Have you explored our new website yet?

Tell us:
- What do you like most?
- Is there a feature you found especially helpful?
- Have you checked out the new Insights section?

Drop your thoughts in the comments—we'd love to hear from you!

www.rubyfinancialgroup.com

As students head back to the classroom, many families are preparing for one of the busiest spending seasons of the year....
07/31/2026

As students head back to the classroom, many families are preparing for one of the busiest spending seasons of the year. From school supplies and clothing to technology, sports, and extracurricular activities, back-to-school expenses can add up quickly.

Financial Term Friday: Back-to-School Budgeting

Back-to-School Budgeting is the process of planning and managing expenses related to the school year, such as supplies, clothing, technology, transportation, and extracurricular activities.

A few budgeting tips to consider:
✔️ Create a list of anticipated expenses before shopping.
✔️ Set a spending limit and prioritize essential purchases.
✔️ Take advantage of sales, discounts, and tax-free shopping events where available.
✔️ Review your monthly budget to account for recurring school-year costs, such as lunches, activities, and transportation.
✔️ If possible, begin setting aside funds throughout the year to help prepare for future back-to-school expenses.

Planning ahead can help make the back-to-school season more manageable and reduce financial stress throughout the school year.

What budgeting tip has helped your family prepare for back-to-school season? Share it in the comments!



*This information is provided for educational purposes only and is not intended as tax, legal, or investment advice. Please consult your own professional advisors regarding your individual situation.

Want your retirement chapter to be your best chapter? Get the answers to your most pressing questions at the Flourishing...
07/29/2026

Want your retirement chapter to be your best chapter? Get the answers to your most pressing questions at the Flourishing Future Retirement Readiness event where our Financial Advisor, Jeff Olenych will be a panelist!

This FREE community event brings together local experts who can help you prepare for one of life’s biggest transitions — retirement. If you're approaching retirement or are even starting to think about it, this event will help answer important questions about finances, Medicare, estate planning, and real estate. No sales pitches.

No boring presentations. Just information in a relaxed atmosphere with food and prizes!

Flourishing Future: A Retirement Readiness Event

Date: Sept. 15, 2026 Time: 5:30-7:30 PM Location: The Monarch Institute, 100 Brugh Avenue (Etna Street Entrance), Butler PA 16001 Registration link for this event: https://bit.ly/4x9ocD4

This event is free and open to the public. Bring a friend, colleague or family member!

Accessing your accounts just got easier.Our updated website makes it simple to quickly find your client login and access...
07/28/2026

Accessing your accounts just got easier.

Our updated website makes it simple to quickly find your client login and access the information you need.

Visit the new site today: www.rubyfinancialgroup.com

What is an ETF?ETF stands for **Exchange-Traded Fund.An ETF is a type of investment fund that generally holds a basket o...
07/24/2026

What is an ETF?

ETF stands for **Exchange-Traded Fund.

An ETF is a type of investment fund that generally holds a basket of securities, such as stocks, bonds, or other investments. ETF shares are bought and sold on a stock exchange during normal market hours, and their market value can fluctuate throughout the day.

ETFs are available with many different investment objectives and strategies. Learning common financial terms like ETF can help you better understand conversations about investing and financial planning.

This post is for educational purposes only and is not intended as investment, legal, or tax advice. All investing involves risk, including the possible loss of principal. Before making investment decisions, consider your individual financial goals and consult with a qualified financial professional.

We've made taking the first step easier than ever.Our new online scheduling tool lets you book that first ever conversat...
07/23/2026

We've made taking the first step easier than ever.

Our new online scheduling tool lets you book that first ever conversation with our team whenever it's convenient for you.

No phone calls.
No waiting.
Just choose a time that works for your schedule.

Schedule your introductory meeting today:

https://bit.ly/45hXHzg

07/22/2026

A new savings option is now available for many families.

Trump Accounts were created to encourage long-term investing for children, and understanding how they work can help parents and grandparents make informed financial decisions.

In this carousel, you'll learn:
✔️ What a Trump Account is
✔️ Who may be eligible
✔️ Which children may qualify for the one-time $1,000 federal contribution
✔️ The basic steps to open an account
✔️ How this option compares to other long-term savings strategies

As with any financial decision, it's important to understand how a Trump Account fits into your family's overall financial plan. Depending on your goals, other savings vehicles—such as a 529 plan or custodial account—may also be worth considering.

Swipe through to learn the basics, and if you have questions about planning for your family's future, we would love to help you!

Learn More: https://bit.ly/3RuvHFw

This post is for educational purposes only and should not be construed as tax, legal, or investment advice. Eligibility requirements, contribution limits, and program rules are subject to change. Consult your tax advisor or financial professional regarding your individual circumstances.

Address

935 4th Avenue
Ford City, PA
16226

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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