Michael H. Baker

Michael H. Baker Hi, I'm Michael...

I help people make smart money decisions so they can reach their financial goals Company Disclosures: https://bit.ly/VCADisclaimer

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05/17/2026
My next newsletter "How to Get Rich in American History" is coming tomorrow. Subscribe to get it and stay in the loop on...
05/08/2026

My next newsletter "How to Get Rich in American History" is coming tomorrow. Subscribe to get it and stay in the loop on everything I'm creating.

Investment advisory and financial planning services offered through Advisory Alpha, LLC, a SEC Registered Investment Advisor. Insurance, Consulting and Education services offered through Vertex Capital Advisors. Vertex Capital Advisors is a separate and unaffiliated entity from Advisory Alpha, LLC.

When might 401(k) withdrawals be a bad thing? Video link in the comments.
04/03/2026

When might 401(k) withdrawals be a bad thing? Video link in the comments.

Nancy Mace is running for Governor of SC, and while the idea of 0% taxes seems utopian-- I think a better system would b...
04/03/2026

Nancy Mace is running for Governor of SC, and while the idea of 0% taxes seems utopian-- I think a better system would be one with a low, flat rate that applies to everyone....AND our tax dollars are used wisely (waste is vigorously eliminated).

Will the war in Iran impact my retirement? I think this is the WRONG question. My thoughts are in the video (link in com...
03/27/2026

Will the war in Iran impact my retirement? I think this is the WRONG question. My thoughts are in the video (link in comments)

What are some rules of thumb that can absolutely FAIL in retirement? (Video link in comments)
02/20/2026

What are some rules of thumb that can absolutely FAIL in retirement? (Video link in comments)

It's in the news again-- Social Security (and Medicare) funding trouble. What does this mean for you? Check out this vid...
02/13/2026

It's in the news again-- Social Security (and Medicare) funding trouble. What does this mean for you? Check out this video--- Link in comments.

Retirement is a season of life that so many are looking forward to... but it also comes with some transitions. Are you r...
01/30/2026

Retirement is a season of life that so many are looking forward to... but it also comes with some transitions. Are you ready?

Video link in the comments.

01/26/2026

I'm sure that some may think this is bogus--- but I would definitely expect this to hold true for social media content.

I read the same exact post (word for word) about 2 different college athletes.

Kind of makes you wonder how much of the content we consume is being created, curated, and displayed---all to confirm our biases and beliefs.

https://graphite.io/five-percent/more-articles-are-now-created-by-ai-than-humans

Did you catch this take that Dave had on retirement income? Check out the video (link in the comments)
01/23/2026

Did you catch this take that Dave had on retirement income? Check out the video (link in the comments)

What is the Liquidity Myth...and how can it impact your retirement spending? (Link to video in the comments)
01/19/2026

What is the Liquidity Myth...and how can it impact your retirement spending? (Link to video in the comments)

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127 Ben Casey Drive Suite 104
Fort Mill, SC
29708

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