RPCSI - Retirement Plan Concepts & Services, Inc.

10/23/2026

Cycle 4 restatements are here, and now is the time for plan sponsors to understand what the process means for their plan.

We’ve outlined the key requirements, important dates, and steps to help you prepare for the updated plan document.

Learn more about the Cycle 4 restatement: https://www.rpcsi.com/post/your-essential-guide-to-the-cycle-4-restatement

10/22/2026

Helping small business clients set up a retirement plan? Federal tax credits like the Startup Cost Credit, Employer Contribution Credit, and Auto-Enrollment Credit can save them thousands.

Read our October update to learn how to maximize value for your clients! https://www.rpcsi.com/news-you-can-use-october-2026

10/09/2026

Cycle 4 is here. Is your retirement plan ready?

The Cycle 4 restatement process is underway, and there are important steps for plan sponsors to understand.

Read our guide to learn what you need to know and how to prepare. https://www.rpcsi.com/post/your-essential-guide-to-the-cycle-4-restatement

Understanding what Cycle 4 means, how it differs from the SECURE 2.0 deadline, and what you can do now can help you stay organized and prepared.

09/07/2026

You work hard every day, so take this Labor Day as a reminder to slow down, recharge, and enjoy a well-deserved break. As you work to support your employees and their financial futures, remember that your own well-being deserves attention, too.

08/25/2026

This month’s News You Can Use: Learn what CPAs need to know about after-tax contributions and the Mega Backdoor Roth strategy.

Learn More: https://www.rpcsi.com/news-you-can-use-august-2026

07/17/2026

This month's News You Can Use covers what CPAs need to know about cash balance plans, including key deductions and funding considerations.

Read the full article here: https://www.rpcsi.com/news-you-can-use-july-2026

Cash balance plans require a few important rules to maximize their benefits. Learn how these rules can help you.

07/04/2026

From all of us at RPCSI, happy Fourth of July! Wishing you a safe, joy-filled Independence Day as we celebrate 250 years and look ahead to what’s next.

06/12/2026

SECURE 2.0 is updating catch-up contribution rules, including a “super catch-up” opportunity for employees ages 60–63 that’s already in effect. And in 2026, certain high earners will be required to make catch-up contributions on a Roth (after-tax) basis.

Explore the updates here: https://www.rpcsi.com/post/catch-up-contributions-a-guide-to-saving-more

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06/09/2026

If you’re working toward retirement and want to build momentum, catch-up contributions can be a great option. They allow eligible savers age 50 and older to contribute beyond the standard annual limit in workplace retirement plans.

Learn more here: https://www.rpcsi.com/

06/09/2026

Those extra contributions can make a real difference because they have more time to grow through compounding, even if you’re within 10–15 years of retirement. Catch-ups can also provide the same tax advantages as regular 401(k) contributions.

See how it could affect you: https://www.rpcsi.com/post/catch-up-contributions-a-guide-to-saving-more