A&E Financial Counseling

10/17/2025

💰 Daily Financial Wellness Tip

Automate one bill or savings transfer today — consistency builds wealth effortlessly. Set it and let your future self thank you.

🌅 Rise early. Win the day. Secure your future.

10/04/2025

Round up every purchase to the nearest dollar and stash the change in savings.

10/03/2025

⏰ Daily Reminder – Financial Wellness Routine

Take 5 minutes this morning to do your money check‑in:

1. ✅ Check account balances & pending transactions

2. ✅ Log yesterday’s spending

3. ✅ Move $5–$20 to savings (or apply round‑ups)

4. ✅ Scan for upcoming bills & auto‑pays

5. ✅ Set one money intention for today

🌅 Small, steady steps = financial freedom.

04/16/2025

02/24/2022

AS YOU BEGIN THE BUDGET JOURNEY
TAKE RESPONSIBILITY:

1. Spend your money wisely
2. Be accountable for your choices
3. Get help

02/21/2022

your life
WHAT ABOUT FORECASTING AND BUDGET PLANNING?

Once you've created your first budget, get started with it and get a good feel for how it can keep your finances in check. You can map your spending plan or budget for a period of 6 months to a year. By doing this, you can easily predict which months your finances may be tight and which months you will have extra cash. You can then look for ways to balance the ups and downs in your finances so things can be more manageable and enjoyable.

02/19/2022

IMPORTANCE OF A BUDGET: LOOKING TO YOUR FUTURE

Nearly 70% of consumers live paycheck to paycheck
68% of Americans could not cover a $5,000 emergency without having to go into debt for it
55% of Americans “always” or “sometimes” worry about their money
Nearly 30% of Americans spent more time watching reality TV last month than they spent planning and preparing for retirement over the past 10 years
Habits you form now will affect the rest of your life

02/18/2022

WHY IS BUDGET SO IMPORTANT?

Because budgeting allows you to create a spending plan for your money, it ensures that you always have enough money for the things you need that are important to you. Following a budget or spending plan will also keep you out of debt or help you work towards getting out of debt if you are in debt.

02/17/2022

BUDGET
WHAT IS A BUDGET?

Budgeting is the process of creating a plan to spend your money. This spending plan is called a budget. Creating this spending plan allows you to determine in advance whether you will have enough money to do the things you need or would like to do.

02/16/2022

UNDERSTANDING YOUR PAYMENT STUB - INFORMATION, GAINS AND DEDUCTIONS

Did you know that not everyone gets a paycheck? Whether you're relocating and finding one for the first time, or you've just graduated and just got your first paycheck, it's important to understand the value and the information it contains, such as earnings and any salary deductions.