Hybrid Financial

07/26/2026

Retirees may need nearly $186,000 for , says Fidelity: https://finance.yahoo.com/healthcare/article/retirees-may-need-nearly-186000-for-healthcare--and-counting-121634615.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAALMsldUfncNW1pyvp2v3EgwwrkpGbwCjrXSfriJkq9ZLymwCz3bgqc8UIAwVX8tcYlvaCrU1rn68tbqZj7YNKp9OP62bnFmDEBd2Ht3L_NOFlA4AQBUnB4DG0D7EQpZzHhoYYYPSBWKP19GoXwWhg9G_A7ephSfyj6v7o6WQ-tv2
Keeping you updated!

On average, a 65-year-old who leaves the workforce this year may need $185,500 in savings to cover out-of-pocket healthcare expenses throughout retirement, according to Fidelity's annual survey.

07/23/2026

–scammers often target older adults. Learn more here: https://www.fbi.gov/news/stories/scammers-target-older-adult-victims
Here for your safety!

07/19/2026

Common money mistakes for to watch out for: https://www.aarp.org/money/personal-finance/gen-x-financial-mistakes/?src=psn

Overly conservative investing, tax blind spots and delayed planning can undermine savings

07/16/2026

is becoming increasingly difficult to achieve, new survey finds: https://www.moneytalksnews.com/retirement-is-no-longer-a-fixed-milestone-for-older-americans-new-survey-shows/
Keeping you updated!

If you’re moving into retirement fully funded and confident, consider yourself lucky.

07/13/2026

Certain fixed indexed annuities (FIAs) offer optional inflation-adjustment features that may help income increase over time, providing a measure of protection against during
Contact us to learn more: https://hybridfinancialfreedom.com/contact/
Looking out for you!

07/09/2026

Inside the massive underground data center and former limestone mine housing federal records: https://www.nbcnews.com/politics/doge/mine-federal-government-retirement-records-doge-rcna200101
We hope you found this information helpful!

After Trump's inauguration, the mine quickly drew the attention of Elon Musk and DOGE, which is looking to modernize the process.

07/04/2026

07/02/2026

Heat safety tips for people 50 and up: https://www.aarp.org/health/conditions-treatments/heat-wave-dangers/
Stay safe out there!

High temperatures can be a health hazard. Here’s why

06/29/2026

A potential for retirees that many overlook: https://www.wsj.com/personal-finance/retirement/the-retirement-tax-break-that-most-people-overlook-260c0b9a?mod=retirement_lead_pos2
Here to keep you informed!

The rule of 55 allows former employees to access their 401(k) savings penalty-free before the typical threshold of 59½.

06/25/2026

is a time to rethink things: What do you really need to be spending money on, and what could you do without? Learn more here: https://www.aarp.org/money/retirement/what-to-stop-buying/?src=psn
Always here to help!

Retirement is a time to rethink some things, including our spending habits. Consider cutting costs of new clothes, collectibles, pricey gifts and a few other things you might no longer need to buy.