James Parascandola at Pruco Securities, LLC

05/22/2024

https://apnews.com/article/biden-student-loan-cancellation-debt-forgiveness-60ffeaec17737d6317b4aee188893cc4

The Education Department announced the latest round of cancellation on Wednesday, saying it will erase $7.7 billion in federal student loans.

08/17/2023

Inflation, rate hikes, and ever rising prices have not stopped American buyers. Companies are reporting record sales despite looming recession indicators. Learn more about what has been fueling the economy this summer.

Economic data show higher prices and constant warnings of a downturn haven't slowed down American shoppers. The Fed is anxious. Companies are thrilled.

06/27/2023

Have misconceptions about life insurance? Read on to see if some of them are listed here.

Each decade brings new milestones, but the advantages of having life insurance remain at every age.

06/22/2023

A common misconception is that one is too young to own life insurance, but this is not the case. Read on to learn why it’s never too early to determine your life insurance needs.

You may be thinking, “But I’m young! Isn’t life insurance for older people?” Here are a few reasons to consider getting life insurance now.

05/07/2023

Our new 30% buffer available on the 1-year Point-to-Point with a Cap Rate strategy makes FlexGuard Income indexed variable annuity even more customizable, to help address clients' individual needs more than ever before. Who's your rock?

FlexGuard Income offers greater income potential through levels of protection and market-based growth opportunities before – and after – income begins.

04/17/2023

Estate plans are not one size fits all. Keep these common mistakes in mind when building out your plan to ensure your goals and wishes are met.

Contact me at 917-860-4159 to start the estate planning conversation today.

During the estate administration process, it is easy to see where the decedent veered off course. Often the fix was inexpensive and could have saved their heirs lots of money in legal fees.

04/03/2023

The market downturn that occurred over the summer darkened the views of some investors, especially those in or near retirement. However, one silver lining is that Roth IRA conversions are now more affordable.

Prudential offers Life Insurance, Annuities, Mutual Funds, Group Insurance, Retirement Services, Investment Management, and other financial services to help solve today's financial challenges.

04/03/2023

401(k) And IRA Contribution Limits Will Jump In 2023, IRS Says | Read more: https://bit.ly/3XRMXTv

Young workers will be allowed to contribute up to $22,500 pretax to a 401(k), a $2,000 jump from the current $20,500, while those 50 or older will be permitted to sock away up to $30,000, a $3,000 boost.

02/15/2023

Begin planning early in the year to help optimize your savings goals. These tips can help you hit the ground running in 2023.

Look to build savings, reduce risk, minimize taxes and ensure a successful retirement by reviewing your budget, contributions, allocations and beneficiaries.

02/14/2023

From increased catch-up limits to 529 flexibility – learn how the latest spending bill can offer you new ways to save for retirement.

Spending bill signed by President Biden includes expanded access to retirement plans, new rules for 529 accounts and student loan payment matching.

01/05/2023

Annuities can be confusing for many investors, but they don’t have to be. Learn more about if an annuity is the right choice for you.

Deferred annuities provide guaranteed retirement income at a future date without requiring taxes until the annuity starts paying out. Here’s how they work.

01/05/2023

Think about the goals you want to accomplish, then schedule a meeting to begin your first steps to financial wellness. Don’t know where to start? I can help with that too!