Carmichael Creel

04/23/2025

Here's what you need to know about markets in the first quarter of 2025 and what to expect for the rest of the year.

Here's what you need to know about Q1

04/03/2025

It's time for the annual meeting of the CAC (Canine Advisory Council) at Carmichael Creel Investments!

02/21/2025

Thinking of borrowing from your 401(k)? Future-you might have a word of caution. Plan wisely today for peace of mind tomorrow.

Learn from the missteps & wisdom of today's retirees

02/14/2025

Carrying debt into retirement can be like bringing a financial weight to a marathon. Focus on paying down high-interest credit cards before you stop working — your future self will thank you.

What retirees would do over if they could go back

02/07/2025

Life changes fast, and your retirement plans should too. Building flexibility into your strategies can save you from surprises later. Let’s talk about how to prepare for the unexpected.

Hindsight from today's retirees can teach us a lot

01/31/2025

Are you ready for the realities of retirement? Discover lessons today’s retirees wish they’d known sooner to create your ideal retired life.

See what retirees would change & how it can help you

01/29/2025

A lot has happened since our last quarterly letter: voters elected a new administration, the Federal Reserve Board cut the Fed Funds rate (short-term interest rates) to 4½% (down from 5½% as late as early September), inflation declined (if you can believe government figures), GDP grew by an estimated 3%, cryptocurrencies hit all-time highs, and bond prices (paradoxically) fell 13% in price from the first rate cut in September.

Read more: https://bit.ly/3CtUPVi

12/24/2024

10/21/2024

On September 18th, the Federal Reserve Board (the “Fed”) lowered interest rates for the first time in 4½ years. This comes after one of the most dramatic series of rate increases in history, from almost 0% in March of 2022 to 5¼% in August of 2023. That peak rate was held for over a year before the Fed decided that inflation was coming down and a reduction in rates wouldn’t add fuel to the inflationary fire. Stocks responded by going to new highs. This time it was not just the artificial-intelligence-related stocks that gained ground. In fact, the “Magnificent Seven” cooled off for a while, and the more value and dividend-oriented equities began to move higher. All three major stock market indexes rose, with the S&P 500 gaining over 5% for the quarter, posting the best year-to-date performance since 1997. Even bonds rose with the Barclays Aggregate index gaining 5%. Year-to-date, the top performing asset classes remained Bitcoin, Gold, and large cap stocks.

Read more: https://bit.ly/40dq8xh

07/30/2024

With increasing lifespans, retirement can last decades. Ensure your plans cover health, finances, and meaningful relationships to thrive in your golden years.

What could go wrong––and how to get it right.