My Robo Planner

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My Robo Planner

As changes occur in your life, RoboPlanner® continues to update your plan, making sure that you can still accomplish everything with the resources you have

02/01/2019

One of the greatest gifts you can give your kids is teaching them to be responsible empowered adults around money 💰 and if you need any help, we can help them learn a thing or two the next time they call 😉

01/31/2019

Debt can be crippling. It’s affecting nearly everyone too, with the average student loan debt per person at over $35,000 💰 If you have student loan debt, you might be tempted to defer your loan payments until you’re more established.
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Don’t give into that feeling if at all possible. Instead, establish a plan to start paying them – otherwise the loans will just continue to grow over time, costing you more money in the long run.
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RoboPlanner calculates the most efficient way to allocate your money so that you can fund the right account and make payments towards your debt in the shortest possible timeframe, so that you can get back to Margarita Mondays with friends. 🤖

01/27/2019

Once you have set your financial goals, you can prioritize what matters. Car first, then the vacation? Or the other way around? It’s a lot easier to forgo a pricey dinner with friends when you eye is on a bigger prize. Write those goals down. Literally. On paper.
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Set up your checking account so that the day after your paycheck hits, the money is automatically transferred to your savings account. You can even set up multiple accounts to keep your travel budget is separate from your emergency fund. Before you know it, you’ll be on a plane heading off to a new city with your favorite travel partner.

01/17/2019

It’s no surprise that many millennials are more interested in income diversity than they are in putting their faith in a long-term job with the same company.
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35% of employed millennials have started their own businesses on the side, and a growing number of millennials are hoping to replace a traditional job with non-traditional income 📱💵 Technology makes it possible for many millennials to entertain these dreams — and even achieve them.
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With a lot of work, and an attention to some of the realities of running a side business, you can create success, whether you want to just keep your business a side hustle, or whether you want to grow it into your main source of income 💰

01/16/2019

When you breakdown the yearly cost of getting lit at the club, you’d be surprised how much money you’re spending 🎉🍻💃💵 But that doesn’t mean you should miss out on a fun weekend with your friends!
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Starting a financial plan helps you prioritize your budget so you can accomplish all your goals - whether that’s going out every weekend or putting a down payment on a house.
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We don’t want you to cut down your spending! We just want you to understand how that spending affects your other goals 💳🤖 RoboPlanner helps manage all your financial goals, so you can still accomplish everything with the resources you have.

01/10/2019

Vacations don’t necessarily mean “travel”. It represents a full week of times with your friends. A week of photos having fun at the beach and goofing out at the bar.

Does paying off your debt a month late make a big difference in your life if you lose those shared memories? Waiting until you pay off your debts or have a more stable financial situation often takes longer than you think.

There’s no reason to wait until you’re old to experience new things because, by then, it will be too late. Living a frugal lifestyle shouldn’t be on your mind when you’re young and healthy!

When you look back and wonder if you made the most of your time on Earth, the experiences and memories you share with others should give you a resounding yes.

01/06/2019

Having an emergency fund is always touted by financial experts as one of the first things you should do to get your finances in order. You can’t always plan for everything ahead of time, but being prepared by having cash on hand is critical to putting yourself in a position to succeed financially.

The amount of reserves one should have is based on the amount of cash someone is comfortable with to sleep well at night—that could be $5,000 or $50,000. The general rule of thumb is to have 3-6 months of expenses for a household or individual that has a regular, steady income.

For example, if your monthly expenses are $3,000 per month and you earn a steady, predictable salary, you should have at least $9,000 – $18,000 in cash reserves. However, if you can’t sleep well at night unless you have at least $20,000 in cash, then that is more important for your peace of mind.

Check out the blog using the link below to learn what opportunities justify tapping into your reserve fund and how to take advantage of them.

https://myroboplanner.com/educate/protections/when-to-tap-into-your-cash-reserves/

01/03/2019

When you’re in debt, even winning can feel like a slap to the face... 😪 If your New Years resolution is paying off every last bit of debt, remember not to lose sight of all your other financial priorities.
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The key to becoming financially independent is to focus on goals 💰 While debt will drag you down, it may not always be the absolute most important aspect of your finances to think about – at least, not exclusively.
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You‘ll still want to be most aggressive with debt repayment, because the interest on the money borrowed is costing you money, but you don’t have to completely ignore all your other financial goals.
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Remember, there is life after debt, and you’re going to want to be financially prepared for it 💵

Check out our blog below for more advice:
https://myroboplanner.com/educate/debt/stop-racing-to-zero/

12/28/2018

Let’s say you want to take a $5,000 Hawaiian vacation, but you only have $2,000 in your savings account. If you set the date of the trip only a few months from now, RoboPlanner will show that you do not have enough funds to make this possible 😪 It will also show you how much money you would need to come up with to make it a reality 💵

You can move goals around on your timeline and RoboPlanner will help you spot what timelines are realistic and which ones are not. Start planning that vacation budget ✈️

12/25/2018

One of RoboPlanner’s core features is the Action List, a monthly to-do list that keeps you on track to achieve ALL your financial goals.
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This allows you to make immediate progress by taking action with the click of a button 🖲 It’s that easy.
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When unplanned expenses come up, your plan updates in seconds so you can still meet your goals and debt repayments as well as see which actions you have already completed.
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Sometimes we spend a little more than we budgeted for, but that doesn’t mean it’s the end of the world. If you don’t take action, it’s just a plan 🤖

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Franklin, TN
37067

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https://myroboplanner.com/

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