Karla Rocha, Financial Services Professional with Nylife Securities LLC

I am an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of Tennessee. No insurance business may be conducted outside this state referenced. Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SI

PC), A Licensed Insurance Agency, 840 Crescent Centre Drive, Suite 500, Franklin, Tennessee 37067, (615) 224-9500. In this regard, this communication is strictly intended for individuals residing in the state of Tennessee. No offers may be made or accepted from any resident outside the specific state referenced. Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions.