Khob Tax Services

11/25/2025

**Open Enrollment Is Here — Make Smart Choices for 2026!**

This is the perfect time to review your workplace benefits and make decisions that can boost your savings and lower your taxes in the year ahead. Here are a few key areas to focus on:

🔹 **Health Insurance**
Compare plan options—premiums, deductibles, and out-of-pocket maximums. Choose what best fits your family’s needs and budget.

🔹 **Retirement Contributions**
Ensure you're contributing enough to capture your full employer match.
**2026 401(k) limits:**
• $24,500 employee contribution
• +$8,000 catch-up if you're 50+ (total $32,500)
• Ages 60–63: additional “super” catch-up up to $11,250
• Total employee + employer + after-tax: **$72,000** (mega backdoor Roth opportunity!)

🔹 **FSA & HSA Accounts**
Great tools for lowering taxable income.
**HSA limits for 2026:**
• $4,400 self-only
• $8,750 family
• +$1,000 catch-up if you're 55+

🔹 **Dependent Care FSA**
Set aside pre-tax dollars for daycare, after-school care, or elder care. Max: **$5,000 per family**—plan only what you’ll use.

🔹 **Life & Disability Insurance**
Review your coverage and update beneficiaries.

🔹 **Other Employer Benefits**
Don’t overlook wellness programs, tuition reimbursement, or other perks that add value.

💡 **Why this matters:**
Smart benefit choices can reduce your taxable income and strengthen your financial plan for the coming year.

If you need help understanding how your selections impact your taxes or financial strategy, the **Khob Tax team is here to help!**

📞 510-742-1419
📧 [[email protected]](mailto:[email protected])

Make the most of open enrollment—your future self will thank you!

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10/17/2025

⚠️ Top 5 IRS Audit Triggers: How to Avoid the Most Common Mistakes

Filing taxes can be stressful — and even small errors can raise red flags. The IRS uses AI-powered analytics to spot inconsistencies, especially for high earners, small business owners, and freelancers.

💡 Here are the Top 5 Audit Triggers (and How to Avoid Them):
✅ High Income – Keep complete income records and report all earnings, including crypto.
✅ Large Deductions – Claim only legitimate expenses with proper documentation.
✅ Unreported Income – Match your W-2s, 1099s & digital payments to IRS records.
✅ Cash-Based Business – Maintain clean bookkeeping and separate business accounts.
✅ Repeated Losses/Home Office Deductions – Show profitability and keep accurate records.

At Khob Tax, we help individuals and businesses across the U.S. file accurate, compliant, and audit-ready tax returns — covering everything from Business Tax & Individual Tax Filing to ITIN Processing.

💼 Stay compliant. Reduce your audit risk. Protect your peace of mind.

📖 Read the full guide:
👉 Top 5 IRS Audit Triggers: How to Avoid the Most Common Mistakes :- https://www.khobtax.com/top-5-irs-audit-triggers-how-to-avoid-the-most-common-mistakes/

🔗 https://www.khobtax.com/
📍 38750 Paseo Padre Pkwy A1, Fremont, CA 94536
📧 [email protected]

📞 510-742-1419
🌐 www.khobtax.com

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Discover premium tax services across the USA, featuring expert individual, business tax preparation and accounting solutions, delivered by seasoned consultants in the Bay Area

10/16/2025

💼 Small Business, Big Future: Exploring Retirement Options for Entrepreneurs

Running a business means juggling everything — clients, operations, employees, and taxes. But your future deserves attention too. Smart retirement planning helps you save more, cut taxes, and secure lasting financial freedom.

✨ Top Retirement Plans for Small Business Owners:
✅ SEP IRA – Easy setup, high contribution limits, tax-deductible savings.
✅ SIMPLE IRA – Ideal for small teams; low admin, employer match benefits.
✅ Solo 401(k) – Maximize savings if you’re self-employed or have no employees.
✅ Traditional & Roth IRAs – Flexible, tax-efficient options for all income levels.

At Khob Tax, we help S-Corps, LLCs & small business owners create tax-smart retirement strategies that reduce liabilities and grow wealth year after year.

📈 Maximize savings. Minimize taxes. Secure your future.

📖 Read the full blog:
👉 Small Business, Big Future: Exploring Retirement Account Options for Small Business Owners
🔗 https://www.khobtax.com/services/business-tax/

📍 Fremont Office: 38750 Paseo Padre Pkwy A1, Fremont, CA 94536
📧 [email protected]

📞 510-742-1419
🌐 www.khobtax.com

Discover premium tax services across the USA, featuring expert individual, business tax preparation and accounting solutions, delivered by seasoned consultants in the Bay Area