Your Financial Legacy

01/16/2026

Meet the Face of Financial Planning: Your Financial Legacy!

A values-based financial planning practice, Your Financial Legacy’s team of Financial Advisors brings over 100 years of combined experience serving the Gainesville community. Dedicated to helping individuals and families plan with purpose and retire with peace, the team takes time to listen, understand what matters most, and craft portfolios that reflect personal convictions and financial goals. 💸

👉 yourfinanciallegacy.com

11/03/2025

As “Revenge Savings” sweeps the nation, keep in mind these words of encouragement from Warren Buffett.

10/29/2025

10/22/2025

A heartfelt thank you to all of our clients who attended our Annual Client Appreciation Brunch at Hawkstone Country Club!

We had a wonderful time celebrating with you, enjoying a relaxing brunch, great conversations, and valuable insights, including an important economic update. 📊

It’s truly an honor to walk alongside you on your financial journey. We’re incredibly grateful for your trust and continued support. Events like this are just one way we can say thank you!

For those who couldn’t join us this year, we missed you, and we hope to see you at next year’s event!

10/20/2025

If you inherited an individual retirement account (IRA) in 2020, you're 5 years in.
That means you have just 5 years left to deplete the account if you want to avoid penalties.

What should you do now?
✅ Review the remaining balance
✅ Evaluate your tax bracket
✅ Start or adjust your withdrawal strategy
✅ Consider changes coming in down the road

📞 Don’t leave it to guesswork. One of our financial advisors can help you make smart, informed decisions—especially when it comes to Required Minimum Distributions (RMDs).

Not sure if you’ve taken your full RMD for the year? Book an appointment with us today to avoid costly penalties and stay on track:
👉 https://www.yourfinanciallegacy.com/book-an-appointment



Source: IRS.gov, August 26, 2024
https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-beneficiary

10/10/2025

Not everyone has to follow the 10-year withdrawal rule.

If you’re one of the following, you may be exempt:
✅ Spouse
✅ Minor child
✅ Permanently disabled or chronically ill
✅ Less than 10 years younger than the deceased

Instead, you may qualify for a different set of withdrawal rules.

👉 Consider working with a trusted financial professional team like us.
Penalties may apply for missed Required Minimum Distributions (RMDs). Different minimum distribution requirements may apply to a surviving spouse of an IRA owner, a disabled or chronically ill individual, an individual who is not more than 10 years younger than the deceased account holder, or other eligible designated beneficiaries.

Not sure if you’ve taken your full RMD for the year? Book an appointment with us today to avoid costly penalties and stay on track: https://www.yourfinanciallegacy.com/book-an-appointment



Source: IRS.gov, August 26, 2024.
https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-beneficiary

10/03/2025

We also had a wonderful time connecting with like-minded professionals, and we’re especially proud that Tryssa was one of the speakers at this year’s conference! Thank you for a wonderful opportunity!

10/01/2025

🎉 Happy Birthday, Shawn!

We're so thankful to have your wisdom, expertise, and steady leadership in the office. Your guidance and mentorship make such a difference with our clients, and as we grow as a team.

It’s a privilege to work alongside you every day, and we’re grateful for all that you do. Wishing you the happiest birthday and an amazing year ahead!

09/26/2025

🕒 The SECURE Act changed the game for inherited IRAs.

Now, most non-spouse beneficiaries must withdraw all funds by the end of year 10.

But here's the twist:

📊A Required Minimum Distribution (RMD) must be distributed by the end of the 10th calendar year after the year of the individual retirement account (IRA) owner's death. Penalties may apply for missed RMDs. Different minimum distribution requirements may apply to a surviving spouse of an IRA owner or a disabled or chronically ill individual.

Need help making sure your RMD is taken care of? Let’s schedule an appointment today to give you peace of mind: https://www.yourfinanciallegacy.com/book-an-appointment



Source: IRS.gov, August 26, 2024.
https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-beneficiary

09/19/2025

Happy Birthday, Adam! 🎉

You’ll often find Adam out on the San Felasco trails or fully immersed in caring for his family and clients. He’s a dedicated father, husband, and seasoned financial advisor and we are truly blessed to have him as part of the Your Financial Legacy team.

Wishing you a fantastic day filled with joy and the things (and people) you love most.

Happy Birthday, Adam!

09/17/2025

Thank you to everyone who stopped by the Home & Garden Show!

Our team of Financial Advisors had a fantastic time connecting with so many of you at the Alachua County Sports & Event Center at Celebration Pointe. We loved sharing what we do and handing out lots of popsicles and fun giveaways along the way!

We’re grateful for the warm conversations and community support.

09/10/2025

📌 If you've inherited an individual retirement account (IRA), you might be sitting on a powerful financial opportunity, but keep in mind that rules have changed in the past few years.

The SECURE Act’s 10-year rule means many beneficiaries must empty the account within 10 years of the original owner’s passing. Some exceptions apply.

👉 Consider speaking to our trusted financial professional team for guidance.
👉 Penalties may apply for missed Required Minimum Distributions (RMDs). Different minimum distribution requirements may apply to a surviving spouse of an IRA owner, a disabled or chronically ill individual, an individual who is not more than 10 years younger than the deceased account holder, or other eligible designated beneficiaries.

Not sure if you’ve taken your full RMD for the year? Book an appointment with us today to avoid costly penalties and stay on track: https://www.yourfinanciallegacy.com/book-an-appointment



Source: IRS.gov, August 26, 2024.
https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-beneficiary