Banks Carroll Group

08/28/2026

Delayed retirement can have a significant impact on both employees and employers. With an average cost of $103,000 per employee for each year retirement is delayed, thoughtful plan design can play an important role in supporting retirement readiness while helping employers manage long-term workforce costs.

Automated features such as auto-enrollment and auto-increase can help employees build savings more consistently and may cost employers less than just one year of delayed retirement.

08/27/2026

Many retirees face a common question: Should your assets support today's lifestyle, tomorrow's legacy, or both?

The answer often starts with understanding the role each asset plays within your overall financial plan.

When every dollar has a purpose, you may gain greater confidence in both your retirement goals and the legacy you hope to leave behind.

A thoughtful review can help uncover opportunities and bring greater clarity to long-term planning decisions.

08/27/2026

Legacy isn't just about the assets you leave behind. It's about the impact you leave on the people who matter most.

You may spend years building wealth, but have you considered how that wealth will be transferred, who it will benefit, and whether it reflects your long-term goals?

Thoughtful planning can help ensure your assets support the people, causes, and values that are most important to you while creating greater clarity for future generations.

Let's start a conversation about what legacy means to you.

08/26/2026

This week's report, written by Ted Ruddock, Managing Director and Co-Head of Fixed Income Private Wealth, shares how changing supply and demand dynamics, elevated municipal yields, and upcoming Federal Reserve decisions are creating attractive opportunities for investors seeking tax-efficient income.

amazonaws.com

08/25/2026

New wage growth numbers might be good news for workers, but a concern for the Fed. Chief Investment Officer Larry Adam summarizes what we're watching in today's Up & Adam.

amazonaws.com

08/25/2026

August 25 - Equity futures point to a higher opening this morning as stocks look to bounce back from a mostly lower finish yesterday, as semiconductor stocks again weighed against relative strength in the broader market.

Read more in the Morning Brew.

amazonaws.com

08/24/2026

Putting parameters on a charitable gift can go a long way toward achieving your vision, but how strict is too strict?

raymondjames.com

08/21/2026

Retirement isn't just about having enough money. It's about having health and independence to enjoy the life you've worked hard to build.
Today's decisions around wellness, preventive care, and healthcare planning can influence both your future lifestyle and financial needs. The Health Portfolio Framework encourages a new way of thinking about health as an investment in your longevity and well-being.
Through Raymond James' support of the MIT AgeLab Preparing for Longevity Advisory Network (PLAN), we're able to bring forward innovative research that helps connect health, longevity and financial planning.

Swipe to learn more.

08/20/2026

Did you know you can use life insurance in strategic business planning? Here are some use cases for savvy entrepreneurs:

raymondjames.com

08/18/2026

August 17 - Equity futures point to a mostly higher open this morning as the stock market looks to kick off a week that could be relatively devoid of market-moving catalysts.

Read more in the Morning Brew.

GCM_Morning_Brew.pdf