05/22/2026
"๐ฆ๐ต๐ผ๐๐น๐ฑ ๐ ๐ผ๐ณ๐ณ๐ฒ๐ฟ ๐ฎ ๐ฟ๐ฒ๐๐ถ๐ฟ๐ฒ๐บ๐ฒ๐ป๐ ๐ฝ๐น๐ฎ๐ป ๐ถ๐ป ๐บ๐ ๐๐บ๐ฎ๐น๐น ๐ฏ๐๐๐ถ๐ป๐ฒ๐๐?"
About 42% of full-time working Americans donโt have access to a retirement plan. And as a business owner, you have the power to influence that statistic.
If you've avoided offering a plan because of the administrative burden, it may be worth taking another look.
Under the SECURE 2.0 Act, eligible small businesses may qualify for:
1. A startup cost credit covering up to 100% of eligible administrative and employee education costs.
2. A credit that may help offset employer contributions for qualifying employees.
3. A separate credit for adding automatic enrollment.
But donโt add a retirement plan just to chase tax credits.
What we need to consider is: does the plan fit your cash flow and your long-term business goals?
Let's run the numbers and figure out whether a retirement plan makes sense for your business.
