Neil Manning, CFP of Gateway Financial Partners

10/14/2026

Talking to your parents about money isn't always easy, but it's an important conversation to have.

Understanding their financial wishes, plans, and important documents can help your family feel more prepared for whatever comes next.

Use these tips to help you open the door to conversations about their financial health before it’s too late.

10/13/2026

A lot can change in a year. A new job, a new grandchild, a move, a loss in the family.

October is a good time to make sure your plan still reflects the life you’re living now.

If your plan could use a second set of eyes, let’s talk.

860.430.8141
[email protected]

10/08/2026

I’m excited to welcome Vicki Arndt to my team!

Vicki joins us as Director of Research Analytics and will be supporting my practice with investment and product research, helping me bring thoughtful, well-informed strategies and conversations to my clients.

She brings an impressive financial background to the role, including 24 years of experience as an actuary with Cigna. Vicki will be working part-time from her home in Pennsylvania, and I’m very happy to have her experience and perspective as part of the team.

Please join me in giving Vicki a warm welcome!

09/29/2026

Deferred compensation is one of those benefits that looks simple on paper… until you get to the timing.

Many professionals wonder: “When should I actually take it?”

A few pieces often play into the decision like:
• Your tax bracket
• Medicare IRMAA
• How Social Security is taxed
• The flow of income in your first years of retirement

Looking at the next few years of income side-by-side can help you understand how the payout may fit into your overall plan.

09/28/2026

Medicare Part A is generally premium-free for most people, so your income doesn’t influence its cost.

But Parts B and D work differently. They use income from two years prior to determine whether you fall into an IRMAA bracket (Income-Related Monthly Adjustment Amount).

That means if you have a higher-income year due to a deferred compensation payout, it may influence what you pay for those specific Medicare parts in the future.

09/25/2026

RMDs can feel confusing when different accounts follow different rules.

Morningstar breaks down several approaches people use to navigate RMD planning and what to keep in mind as those deadlines get closer.

https://www.morningstar.com/retirement/these-4-strategies-can-reduce-your-rmds?

Approaches to consider if most of your assets are in traditional retirement accounts.

09/22/2026

This means that income events like bonuses, vested stock, or deferred compensation from two years prior can influence your costs when you enroll.

Many people don’t realize this until they notice the adjustment on their statement.

09/19/2026

To sell before or after retirement? That is the question...

Selling before retiring may mean transitioning when you’re still closely involved in the business.

Selling after may give you more time to prepare, but it can also change when income shows up on your tax return.

Since a sale can involve multiple components, lump sums, buyouts, consulting arrangements, etc.

It’s helpful to look at how each structure may influence your income across several years.

09/16/2026

Retirement planning can become easier when you know how all the pieces fit together.

It’s about aligning your savings, benefits, and income sources in a way that supports your lifestyle and long-term plans.

Let’s have a conversation about the steps to take before 2027 to keep your plan on track.

860.430.8141
[email protected]

09/14/2026

For anyone who’s subject to Required Minimum Distributions (RMDs), the deadline to take your annual withdrawal is December 31.

It’s a good time to check which of your accounts are included. Traditional IRAs and most employer retirement plans follow RMD rules, while Roth IRAs do not.