Simplicity Wealth Management

10/27/2026

Your Salesforce medical plan could cost more in 2027. 💰 Before sticking with last year's choice, take a closer look at your options.

📊 Compare total costs, including premiums, deductibles, copays, and out-of-pocket maximums.

🩺 Check provider networks to make sure your preferred doctors are covered.

💵 Consider the HSA benefits. Salesforce contributes up to $2,000 to your HSA if you enroll in the HDHP Premium plan.

One important change: HDHP Standard coverage will now cost $30–$75 per month for employees covering dependents. Employee-only coverage remains free.

👉 Get the full breakdown of 2027 medical plans and costs in our latest blog: https://simplicitywm.com/salesforce-2027-open-enrollment-what-employees-need-to-know/

10/22/2026

Salesforce employees, mark your calendars! 🗓️

📌 Open Enrollment for 2027 runs November 2–15, and there are a few things you won't want to overlook:

✅ Re-enroll in your HSA and FSAs. Unlike most benefits, these elections don't carry over automatically.

👥 Review your dependents and personal information in Workday.

📝 Update your beneficiaries, especially if you've experienced a major life change.

A little preparation now can help you make the most of your benefits next year.

👉 Read our latest blog for everything Salesforce employees need to know about 2027 Open Enrollment: https://simplicitywm.com/salesforce-2027-open-enrollment-what-employees-need-to-know/

10/21/2026

📋 Open enrollment only comes around once a year, and Amazon’s 2027 benefits include a few changes worth a closer look (especially if your doctors are in the Aetna network). The choices you make now can affect everything from your healthcare costs to how your RSUs and 401(k) support your long-term goals. 🩺 💸

👉 Check out our latest blog to learn how to make the most of your Amazon employee benefits this open enrollment season. https://simplicitywm.com/amazon-2027-open-enrollment-making-the-most-of-your-amazon-employee-benefits/

The Amazon 2027 open enrollment season typically takes place from mid-October through early November based on where you live.

10/09/2026

🧠 Recency bias makes us assume what’s happening now will keep happening.

Markets fall, and we fear they’ll never recover. Things go well, and we start counting on bonuses, returns, or opportunities that aren’t guaranteed.

One way to push back: widen your view. Look beyond the last few weeks or months and remember how often conditions change.

A longer memory can lead to better financial decisions. 📈

10/06/2026

That ESPP discount can be attractive, but increasing your contribution also means putting more of every paycheck into company stock. 💰

Before you raise your election, consider:

1️⃣ How much will come out of each paycheck. 💵

2️⃣ Whether that affects your ability to save, pay down debt, or fund retirement. 💳

3️⃣ How much employer stock you already own through RSUs, options, and previous ESPP purchases. 📈

When choosing employee benefits, don't forget to consider your broader financial situation.

Preparing for open enrollment? 🔗 Read the full checklist: https://simplicitywm.com/your-open-enrollment-checklist-for-tech-employees/

10/02/2026

📚 What I’m Reading: Fodor’s Essential Australia 🇦🇺

I recently returned from an incredible trip to Australia, and this guide was such a helpful resource for planning where to go, what to see, and how to make the most of our time there. I especially appreciated the practical tips alongside recommendations for everything from major sights to local experiences.

If Australia is on your travel list or you simply love planning your next adventure, this one is worth a look. ✈️

Have a favorite travel guide or book that helped you plan a memorable trip? Send your recommendations my way! 👇🏼

09/29/2026

If RSUs, stock options, or bonuses make up a meaningful part of your income, your workplace disability insurance may replace less than you expect. ⚠️

Before open enrollment ends, check:

1️⃣ Whether benefits are based only on salary or also include bonuses and equity compensation.

2️⃣ How long you’ll wait before long-term disability coverage begins and whether partial benefits are available.

3️⃣ Whether your workplace life insurance provides enough coverage for the people who depend on your income.

It's best to spot a coverage gap before you need the benefit.

Preparing for open enrollment? 🔗 Read the full checklist: https://simplicitywm.com/your-open-enrollment-checklist-for-tech-employees/

09/25/2026

The cheapest health insurance premium doesn’t always mean the cheapest plan. 📊

To get a better picture, compare what each option could actually cost you over the full year:

1️⃣ Add annual premiums to estimated out-of-pocket costs. 💵

2️⃣ Compare deductibles, copays, coinsurance, and out-of-pocket maximums. 🧾

3️⃣ Run the numbers for a low-use, typical, and high-use year. 📈

Doing the math can reveal a very different answer than the premium alone.

Preparing for open enrollment? 🔗 Read the full checklist: https://simplicitywm.com/your-open-enrollment-checklist-for-tech-employees/

09/23/2026

Open enrollment can have a bigger financial impact when part of your compensation comes from RSUs, stock options, an ESPP, or bonuses. 💼

Before you simply repeat last year’s elections, take a closer look at:

1️⃣ Your full benefits package, from health insurance and HSA/FSA options to disability, life insurance, and retirement contributions.

2️⃣ Your deadlines, including any separate dates for HSA, FSA, retirement, or ESPP changes. 🗓️

3️⃣ The total annual cost of each health plan, not just the monthly premium. 📊

A few thoughtful decisions now can make your benefits work better alongside the rest of your financial life.

Preparing for open enrollment? 🔗 Read the full checklist: https://simplicitywm.com/your-open-enrollment-checklist-for-tech-employees/

09/03/2026

⏳ We only have so much time, energy, and attention. Spend them where they matter.

A simple filter: Does it matter? Can I control it?

If the answer is no to either, let it go. You can’t control the stock market, someone else’s choices, or the driver who just cut you off. 🚗

Focus instead on what you can control: how you respond, how you treat others, and where you choose to put your energy.

That shift can free up a lot of mental space. ✨