Integra Accounting & Bookkeeping Services, LLC

02/27/2026

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02/27/2026

More People Are Falling Behind On Their Mortgage Payments
Take A Number: A Remarkable Figure In Economic News Today

By Diccon Hyatt Published February 26, 2026 04:50 PM EST
Illustration of a house with a dollar symbol and the number 309 displayed prominently
More households are falling behind on their mortgage payments.
Investopedia / Elizabeth Guevara
8 Types of Americans Who Aren’t Eligible to Get Social Security

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Key Takeaways
The number of households falling behind one or two months on their mortgage payments grew by 30.9% between January 2025 and January 2026, according to credit scoring company VantageScore.
Rising living costs may be contributing to the uptick in delinquencies.
The trend could be a sign that households and the broader economy are becoming more vulnerable to shocks.
The number of homeowners beginning to fall behind on their payments rose by nearly a third over the last year, in a sign that the high cost of living is causing financial distress for more households.

That's according to a report from credit scoring company VantageScore Thursday, which said the number of people one to two months behind on their payments rose by 30.9% over the year in January.

Though this still accounted for only 1.14% of borrowers, it was the most since the pandemic hit and a signal that more households are being stretched thin.
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Although inflation has fallen from its recent high in 2022, price increases for many necessities have remained high, from coffee to vet visits.

What This Means For The Economy
Rising mortgage delinquencies can signal broader financial stress and potential economic slowdown.

“The broad-based rise in early-stage credit delinquencies across VantageScore credit tiers underscores persistent macroeconomic pressures, particularly for more vulnerable borrowers,” Susan Fahy, chief digital, data and technology officer at VantageScore said in a press release. “Sustained cost pressures and interest rates may leave some consumers increasingly exposed to future economic shocks.”

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02/22/2026

The Benefits of a good bookkeeper!
A great bookkeeper makes life easier for business owners, nonprofit leaders, and community organizations. When your financial records are accurate and up to date, everything else becomes clearer.
✨ Better cash flow
✨ Less stress during audits
✨ More time to focus on your mission
✨ Stronger compliance and accountability
Good bookkeeping isn’t just paperwork — it’s peace of mind.
At Integra, we help you stay organized, compliant, and ready for whatever comes next.

02/08/2026

12/25/2025

Fearless is there for anyone who needs help with domestic abuse, in**st, r**e victims. If you are feeling unsafe reach out. They will help you.

Fearless! offices are closed on Thursday, December 25th. If you need immediate assistance, call our 24-Hour Hotline to speak with a trained advocate at 845-562-5340.
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Abuse can happen to anyone. We are here to help.

12/25/2025

Ridiculous

12/25/2025

Hmmm Hmmm yup. Bring back K*K and American can be GREAT again. Hmm Hummm

12/25/2025

Milan seemed exciting so I visited. Let me tell you...it was the worst of the worst. At the airport we asked for directions to find the shuttle that would take us to the hotel and we were told they don't understand English. No help at all. We were able to call the hotel and they directed us to the shuttle. We went to the city center and I was shocked to see how black people were treated. Atrocious Place, nasty people would never go back there

I thought I would enjoy attending a private university in Milan. I quickly learned I had made the wrong choice.

12/25/2025

12/25/2025

Amen to that

Not many talk about this, but peace comes with a lot of goodbyes.🌅💔

07/27/2025

https://youtu.be/N-SOR4TvGTc?si=TWDpWnYqiboWaVZu

For the first time, we're hearing from the Cleveland woman who found herself in a new scary scam police want you to know about.