10/24/2026
The typical U.S. homeowner now spends $16,566 a year, about $1,380 a month, on maintenance, taxes and insurance on top of the mortgage.
Nadlan Group research, with Lior Lustig, CEO of Nadlan Capital Group:
β’ Maintenance is about two-thirds of the bill at $11,171 a year
β’ Insurance premiums are up 54% in five years
β’ On a $400,000 loan at 7.33%, the real monthly cost is closer to $4,130
Build these costs into every deal, especially rentals, before you look at cash flow or DSCR.
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Full article: https://www.forumnadlanusa.com/hidden-costs-of-homeownership-16566-2026/
AI disclosure: This video was created with the assistance of AI. Educational purposes only; not financial advice.