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Monday 9am - 4pm Tuesday 9am - 4pm Wednesday 9am - 4pm Thursday 9am - 4pm Friday 9am - 4pm

C&R Benefits Center

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United States
Greensboro, NC
C&R Benefits Center

We accommodate our customers' needs and advocate for them in health, life, Medicare, Social Security/Retirement, and tax filing.

Notary Public services are also offered.

08/28/2026

If you’re on a Medicare Advantage or Part D drug plan, your Annual Notice of Change (ANOC) will start showing up in the mail soon.

Please don’t throw it away.

That packet tells you what’s changing on your plan for next year:

Premiums and copays
Drug formulary (which prescriptions are covered)
Networks (doctors, hospitals, pharmacies)
Sometimes the changes are small. Sometimes they’re big—and you don’t want to be surprised in January.

At C&R Benefits Center, we help seniors in NC, SC, GA, OH, MD, and VA:

Review your ANOC letter
Check your prescriptions and doctors
See if it makes sense to stay put or look at other options

No pressure, no rushing—just clear explanations so you understand what’s happening with your coverage.

📲 When your ANOC arrives, call 336‑285‑9542 if you’d like help going through it.

08/25/2026

What Training Is Involved with Medicare?

There’s a lot of training behind the scenes to make sure people get accurate Medicare help:

Licensed agents/brokers -

Must hold a state insurance license
Complete annual Medicare training and exams (like AHIP and carrier-specific training)
Follow strict Medicare marketing and compliance rules

SHIP counselors (free state programs) -

Trained and certified to explain Parts A, B, C & D, Extra Help, and plan comparisons

Medicare staff & call centers -

Receive ongoing training on rules, enrollment periods, and coverage changes

👉 C&R Benefits Center is dedicated to staying on top of all upcoming training and changes in Medicare so we can give you accurate, up‑to‑date guidance on your options. Have questions? Feel free to reach out.

08/24/2026

If Medicare for All is approved, will my benefits run out?

No. In Medicare for All proposals, benefits don’t work like a savings account that can be “used up.”

Coverage is ongoing, as long as the law exists and you meet residency rules.
It’s funded by taxes collected every year, not by an individual pot of money.
What can change over time (just like with today’s Medicare or private insurance) are:

Tax rates
What’s covered
Rules for how you use the system
So the main risk isn’t that your benefits “run out,” but that future laws could change the program.

08/22/2026

Does everyone qualify for Original Medicare?

No. You generally qualify if you’re 65+ and a U.S. citizen or a permanent resident here 5+ years, or under 65 with disability (SSDI for 24 months), ALS, or kidney failure (ESRD).

Work history affects whether Part A is free or you pay a premium.

Got questions? We're all ears! Slide into our DMs and let’s chat!

08/22/2026

No, this is not new. Self-employment tax (which includes Social Security and Medicare taxes for self-employed individuals) effectively started in the 1951 tax year.

Paying your self-employment tax isn’t just the law—it’s how you build your future Social Security benefits.

When you pay self-employment tax, you’re:

Earning credits toward Social Security retirement
Protecting yourself with potential disability (SSDI) coverage
Helping provide survivor benefits for your family

In other words, those payments aren’t just money out—they’re an investment in your own safety net later in life.

Got questions? Don’t hesitate to reach out—give us a call and let’s chat!

08/22/2026

Self‑Employed? Big Write‑Offs Can Lower Your Social Security Benefits

When you’re self‑employed, Social Security is based on your net income after deductions, not your gross.

So if you write off a lot to keep your income low, here’s what happens:

You pay less tax now ✅
But you may get lower Social Security benefits later ❌
Low reported net income can mean:

Smaller retirement benefits
Lower or no disability (SSDI) benefit
Lower survivor benefits for your family
You’re basically trading today’s tax savings for less guaranteed income in the future.

If you’re self‑employed and wondering how your deductions affect your Social Security, comment “Self‑Employed & SS” or send me a DM, and I’ll walk you through it.

08/22/2026

Already Enrolled in Medicare but Still Getting Calls?

If you’ve already picked a Medicare plan but keep getting calls about “better coverage” or “extra benefits,” your number was likely shared or sold to insurance agents/marketers. You can’t stop every call, but you can cut them way down:

1. Tell callers to put you on their Do Not Call list
Say clearly:
“Put me on your internal Do Not Call list and do not call this number again.”
Legitimate companies are required to honor this.

2. Join the National Do Not Call Registry
This reduces calls from real businesses (not scammers).

Online: https://www.donotcall.gov
Phone: 1‑888‑382‑1222 (call from the number you want to register)

3. Block numbers & silence unknown callers (cell phones)

iPhone: Phone → Recents → tap “i” → Block this Caller.
Settings → Phone → Silence Unknown Callers → On.
Android (varies): Phone → Recents → press/hold number → Block or Block/report spam.
Look in Settings for options like “Block unknown callers” or “Filter spam calls.”
For landlines, ask your phone company about call‑blocking, or get a call‑blocking device.

4. Tell your Medicare plan to stop sharing your info
Call the member services number on your card and say:
“Please mark my account as Do Not Contact for marketing and do not share my information with third parties for marketing.”

5. Report abusive or fake ‘Medicare’ calls
If they claim to be “from Medicare/the government,” refuse to stop calling, or ask for your Medicare, Social Security, or bank info, report them:

Medicare: 1‑800‑MEDICARE (1‑800‑633‑4227)
FTC: https://reportfraud.ftc.gov
Share this with anyone getting harassed by Medicare sales calls.

08/21/2026

Changes are coming to Medicare prescription drug coverage. 💊📢

The Medicare Part D Premium Stabilization Demonstration (a subsidy that’s been helping keep drug plan premiums lower) is ending a year early. That could mean higher monthly premiums for many people with Medicare Part D, though we don’t yet know exactly how much.

So what should you do?

This is a good time to review your options:

Stay on Original Medicare + Medigap + a standalone Part D plan, or
Look at switching to a Medicare Advantage plan that includes drug coverage.
Just remember: you cannot have Medigap and Medicare Advantage at the same time.

📞 Have questions about your Medicare options?
Contact us at C&R Benefits Center for free, unbiased help reviewing your coverage and understanding your choices.

08/20/2026

How Does Social Security Affect My Taxes?

Yes, your Social Security can be taxable.

Depending on your other income, up to 85% of your Social Security benefits may be included in your taxable income.

The IRS looks at your total income (wages, pensions, IRA withdrawals, investment income, etc.) plus part of your Social Security to decide:

0% taxable
Up to 50% taxable
Up to 85% taxable
You never pay tax on 100% of your Social Security, but many retirees are surprised when they owe tax on a big part of it.

If you’re collecting (or about to collect) Social Security and want to know how it will affect your tax return, comment “SS & Taxes” or send me a DM, and I can walk you through it.

08/20/2026

Medicare is not mandatory, but skipping it can be very costly if you don’t have the right kind of other coverage. The follow-up question is: Do I have to go on Medicare at 65 if I’m still working and making good money?

Not necessarily. Income alone doesn’t force you into Medicare. The key questions are:

Are you turning 65 (or already there)?
What kind of health coverage do you have now?
If you (or your spouse) work for a large employer (20+ employees) with good coverage, you can often delay Part B without penalty.
If you’re with a small employer, on an ACA/Marketplace plan, or don’t have strong coverage, skipping Medicare at 65 can lead to:
Lifetime late‑enrollment penalties, and
Possible gaps in coverage.

High income affects how much you pay for Medicare (through income-based premium surcharges), not whether you must enroll.

Not sure what applies to you?
If you’re close to 65 (or already there) and wondering whether you can safely delay Medicare, comment “Medicare” or send me a DM and I’ll help you sort it out.

If you’re within a couple of years of 65 and unsure what to do, comment “Medicare” or send me a message. I’m happy to walk through your options so you can avoid costly mistakes.

Address

2100 Wendover Avenue E Suite A
Greensboro, NC
27405

Opening Hours

Monday	9am - 4pm
Tuesday	9am - 4pm
Wednesday	9am - 4pm
Thursday	9am - 4pm
Friday	9am - 4pm

Telephone

(336) 285-9542

Website

http://www.crbenefitscenter.com/

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