Wilson Financial Advisors

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Wilson Financial Advisors A full service financial firm committed to helping people pursue their financial goals. We specialize in retirement planning.

We have access to a wide range of financial products and services to individuals and business owners. Whether you have questions or concerns regarding social security, 401k rollovers, pension maximization, investment advice, Medicare, long term care or estate planning; we are here to help! Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. www.finra.org, www.sipc.org
Third party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.wfa-nc.com

After 37 years in financial services, one of the things I love most about this work is that I’m never done learning.Tax ...
10/22/2026

After 37 years in financial services, one of the things I love most about this work is that I’m never done learning.

Tax laws change. Retirement rules evolve. Estate planning strategies need updating. And through it all, people’s lives and goals keep changing, too.

That keeps me curious. It keeps me asking questions. And it keeps me looking for ways to help people make informed decisions about their future.

To me, financial planning is like putting together a puzzle. Your investments, taxes, retirement income, estate plan, and personal goals are all pieces of the same picture. A change to one piece can affect how the others fit.

A big part of my job is staying on top of those changes, understanding what they mean for you, and helping you adjust your plan along the way.

After 37 years, helping people put those pieces together is still what I enjoy most.

no stupid hashtags, if you want you can reach out.

10/22/2026

What if collecting Social Security at 62 could actually COST you a valuable tax-planning opportunity?

The five years between age 62 and 67 could be one of the most important tax-planning windows of your retirement.

By delaying Social Security, you may have an opportunity to strategically convert money from traditional IRAs to Roth IRAs while managing your taxable income.

This strategy can be especially attractive if you have cash or a taxable brokerage account available to cover living expenses and pay the taxes on those conversions.

But here's the catch...

Just because you CAN do Roth conversions doesn't mean you SHOULD.

What if you simply withdrew money from your traditional IRA first, paid the taxes, and allowed your brokerage account to continue growing?

Which strategy leaves you with more money after taxes over your lifetime?

That's why you need to model BOTH strategies before making a decision.

Retirement planning isn't about finding a strategy that sounds good. It's about running the numbers, comparing the outcomes, and finding what actually works for your situation.

Don't just plan for retirement. Plan how you're going to take your money OUT in retirement.

The Plan Comes First. or, just wing it. That's what my brother does😁

Miss one of these retirement milestones, and it could cost you money. 💰Retirement planning isn't just about how much you...
10/21/2026

Miss one of these retirement milestones, and it could cost you money. 💰

Retirement planning isn't just about how much you've saved. It's also about knowing when the rules change and what opportunities become available.

At age 50, you can start making catch-up contributions. At 55, you may be able to access your 401(k) without the usual early withdrawal penalty. At 62, Social Security becomes an option. And at 63, your income could affect what you pay for Medicare two years later.

And those are just a few of the milestones!

Here's the thing. Some of these ages create opportunities. Others create deadlines. And overlooking either one could affect your retirement.

A good retirement plan isn't just about having enough money. It's about making the right decisions at the right time.

📌 Save this retirement age cheat sheet. You might need it sooner than you think!

💬 Which of these retirement milestones surprised you the most?

10/20/2026

5 Reasons to Collect Social Security at 67 Instead of 62

Claiming Social Security at 62 might sound appealing, but waiting until your full retirement age of 67 could offer some advantages.

💰 Higher Monthly Benefit – Waiting until 67 means approximately 43% more per month compared to claiming at 62.

📈 More Time for Roth Conversions – Delaying benefits may give you additional years to strategically convert traditional IRA dollars to Roth accounts.

❤️ Larger Spousal Benefits – Waiting until full retirement age can help maximize your potential spousal benefit.

💼 Avoid the Earnings Test – At 67, you can work and collect Social Security without having benefits withheld because of your earnings.

⏳ Less Pressure on Your Portfolio Later – A larger guaranteed monthly benefit can reduce how much you need to withdraw from investments later in retirement.

Here's the bigger question: Have you actually run the numbers?

Social Security shouldn't be a decision you make in isolation. Your claiming age can affect your taxes, investment withdrawals, Roth conversion opportunities, and how long your retirement savings may last.

Before you decide when to collect, build a retirement income plan that compares the different claiming ages and shows how each one affects your financial future. Don't guess. Run the numbers.

Or... I could just do that for you. I mean, only been doing it for 37 years😁

10/15/2026

Is work beginning to take more from you than it gives you?

There was probably a time when your career gave you a sense of purpose, accomplishment, and financial security.

But what happens when the stress, long hours, and demands of the job start outweighing the satisfaction you get from it?

Maybe you're missing out on time with your family. Maybe you're too exhausted to enjoy your weekends. Or maybe you simply don't have the same enthusiasm for work that you once did.

There's nothing wrong with continuing to work if you enjoy what you do. But if you're financially capable of retiring, you have to ask yourself what you're sacrificing by staying.

Because a bigger retirement account doesn't necessarily mean a better retirement.

Sometimes the best return on your money is getting your time back.

Always here to help. By the way, I hate my boss.... Oh wait! that's me! 😉

Hey! I have a new YouTube channel: That Financial Guy...Go check it out and do all those wonderful things, like, subscri...
10/14/2026

Hey! I have a new YouTube channel: That Financial Guy...

Go check it out and do all those wonderful things, like, subscribe blah, blah blah.

I will be dedicating this channel to more longer form videos to help you along with your financial journey.

Recently started it and its started to take hold. check it out

https://www.youtube.com/-Keith

10/13/2026

Every additional year you work could mean more money in your retirement accounts, a bigger Social Security benefit, and a stronger financial position.

But at some point, you have to ask yourself, how much is enough?

If the numbers say you can afford to retire, is another year of working really worth giving up another year of freedom?

You can always make more money. You can't make more time.

Retirement planning isn't just about how much money you can accumulate. It's about knowing when you have enough to start enjoying what you've worked so hard for.

So, are you ready to trade more money for more time? Maybe we need to talk?
Sincerely,
Keith

10/08/2026

One of the most important numbers in retirement planning is your income gap.

Start with what you want to spend. Then subtract the guaranteed income you expect from sources like Social Security and a pension.

Whatever is left has to come from your portfolio.

That’s where retirement planning software like Boldin can be extremely helpful. Run the projection. See whether the numbers work. Then stress test it.

What happens with higher inflation? A market downturn? Living longer than expected? Higher healthcare costs?

But remember—software can run the numbers. It can’t decide which trade-offs are right for you.

Spend less? Retire later? Take Social Security earlier? Withdraw more from the portfolio?

Those are personal decisions.

The numbers help build the plan. You still have to decide what kind of retirement you want.

If you are at the level where you need more complex planning, check out the resources below to get in touch with me.

www.wfa-nc.com

10/06/2026

Two couples can retire with the exact same amount of money saved…and have two completely different outcomes.

Why?

Because retirement isn’t just about how much you’ve accumulated. It’s about how much you plan to spend.

A $2 million portfolio supporting a $6,000-a-month lifestyle is very different from that same $2 million trying to support $12,000 a month.

So before asking, “Do I have enough to retire?” start with a different question:

What is my retirement actually going to cost? What do you want to spend? Is there going to be debt carried over into retirement?

Once you know that number, then you can determine how big your nest egg really needs to be.

10/01/2026

$100,000 while you’re working may look very different than $100,000 in retirement.

Why? Because in retirement, where your money comes from matters.

Social Security. Traditional IRAs and 401(k)s. Brokerage accounts. Roth IRAs. Cash.

Each bucket can have different tax consequences, and having money spread across different types of accounts may give you more control over your taxable income in retirement.

That’s why I’m a big believer in tax diversification.

Retirement planning isn’t just about how much you save. It’s also about where you save it and the choices those different buckets can give you later.

Address

2709-C Pinedale Road
Greensboro, NC
27408

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 3pm

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