Gate City Advisors

09/02/2026

A will may be only one of the documents you need—and one of the factors you should consider—when it comes to managing your estate.

A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate.

09/01/2026

** Retirement Income Toolkit Minute **

Unexpected expenses don't retire just because you do.

When you're working, an unexpected $5,000 or $10,000 expense is frustrating—but you still have a paycheck coming in.

Retirement is different.

A major home repair. An unexpected medical expense. A new car. Helping a family member.

These things don't necessarily wait until it's convenient.

That's why I believe every retirement income plan should have an answer to a simple question:

"Where will the money come from when something unexpected happens?"

Having accessible cash or other liquid resources can give you flexibility and help prevent an unexpected expense from forcing you to sell investments at an inconvenient time or disrupt your planned retirement income.

That doesn't necessarily mean keeping a large amount of money sitting in cash. The right approach depends on your income sources, spending needs, investments, and overall retirement strategy.

This week's challenge: Think of the last unexpected expense you had. Now imagine facing a similar expense in retirement. Do you know exactly where the money would come from?

If the answer isn't clear, that's something worth addressing before you retire—not after.

Want to go deeper? Download a free excerpt from The Retirement Income Toolkit at www.RetirementIncomeToolkit.com.

08/31/2026

Looking for a quick read? Explore the role Money Market Funds may play in your portfolio thanks to this concise article.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed an...

08/28/2026

Do you really understand how your homeowners insurance works?

Purchasing homeowners insurance is critical for protecting your home.

08/26/2026

The key to healthcare in retirement might be a patchwork of different choices.

What is your plan for health care during retirement?

08/26/2026

** Retirement Income Toolkit Minute **

Inflation doesn't stop at retirement.

When you're working, you generally have the opportunity to earn more over time as your income changes.

In retirement, you may be living primarily on a combination of Social Security, retirement accounts, investments, pensions, and other sources of income.

But here's the challenge: the cost of the life you're funding can continue to rise.

The $5,000 a month you need today won't necessarily buy the same things 10 or 20 years from now. Inflation gradually reduces the purchasing power of your money.

That's why I encourage people to think beyond, "How much do I need to retire?"

Instead, ask:

"How much income will I need throughout retirement?"

That distinction matters.

Your retirement could last 20, 30, or even more years. Your income strategy needs to account not only for what you need when you retire, but for how your spending and purchasing power may change along the way.

This week's challenge: Look at what you spend each month today. Then consider how those expenses might change over the next 10, 20, or 30 years.

You don't have to predict the future perfectly. You just need to make sure your retirement plan is built with the future in mind.

Want to go deeper? Download a free excerpt from The Retirement Income Toolkit at www.RetirementIncomeToolkit.com.

08/24/2026

A special needs trust can help care for a special needs child, even after you’re gone.

A special needs trust helps care for a special needs child when you’re gone.

08/21/2026

Extended-care insurance is one of the most complex types of insurance you may consider. Learn more.

Here’s a list of 8 questions to ask that may help you better understand the costs and benefits of extended-care insurance.

08/20/2026

At Gate City Advisors, we believe financial planning begins with listening.

Before we talk about investments or retirement, we want to understand you.

Your goals.
Your family.
Your concerns.
Your dreams for the future.

Because every financial plan should be as unique as the people it serves.

Want to find out if our team is a good fit for your goals? Start here --> https://www.gatecityadvisors.com/welcome

08/19/2026

Are you looking for a balance? Find yours, starting with this video.

The sandwich generation faces unique challenges. For many, meeting needs is a matter of finding a balance.