AMT Capital

10/21/2024

https://www.youtube.com/watch?v=HXEmkFFcqS0

Are you dreaming of buying your perfect home or that car you've always wanted? It all starts with understanding the value of credit and financing —and that’s...

10/16/2024

Last person got $3700 💵 for a collection account on their report just think that could be you. If you have one or multiple collection accounts on your credit report and have received multiple notices from them people, reach out to me ASAP.

10/02/2024

I usually dont do this BUT I'm removing collections for free that's right free 99. The only thing you have to do is maintain the credit monitoring I recommend. It doesn't matter how many collections you have.

Comment "COLLECTIONS" below if that's you

09/19/2024

Want to get paid for collections on your credit report. DM me right now. There’s a whole lot of money on your credit report.

09/18/2024

I’m offering a special opportunity ✨exclusively for new clients to participate in testing a more tactical dispute method focusing specifically on collection accounts.

What I’m offering 💵:
100% free credit repair for your collection accounts
Opportunity to improve your credit score, and permanently delete the debt without paying it.
No cost except for required credit monitoring

What I’m looking 👀 for:
People with UNPAID collections on their credit report (does not matter the balance)
Examples of collection companies: are Portfolio Recovery, LVNV Funding, Jefferson Capital, Midland Credit Management, etc.

Only taking on a few people not the whole world.

06/23/2024

Credit is a topic that has been debated by economists, policymakers, and financial experts for years. Some believe that credit is a necessary evil, while others argue that it is a tool used by the wealthy to exploit the poor. Regardless of where you stand on this issue, there is no denying that credit has a significant impact on our lives.

Credit can be a double-edged sword, providing access to essential goods and services that we might not be able to afford otherwise, while also leading to financial ruin if not used wisely. It is important to understand the risks and benefits of credit and to use it responsibly.

For many businesses, credit is essential for growth and innovation. It enables them to invest in new projects, expand their operations, and create jobs. Similarly, credit can be an investment in oneself, allowing individuals to pursue education and skills that can lead to higher incomes and a better standard of living.

However, for some, credit can become a burden that is difficult to escape. Critics argue that lenders use credit to control people's lives and force them to work long hours to pay off their debts. Some even go so far as to claim that credit is a form of slavery.

Regardless of where you stand on this issue, it is essential to approach credit with a clear understanding of its risks and benefits. Make sure you borrow only what you can afford to repay and always read the fine print before signing any agreements. Remember that credit can be a valuable tool, but only if used wisely.

06/24/2023

Closing out month 6 of 2023. What goals have you accomplished thus far and what goals are still outstanding that you hope to accomplish this year?

04/14/2022

Taking Over for the 9 9 and the 2000s!

What could you do with a 791 FICO score?! Let us help you conquer the credit game so you can be able to buy what you want or leverage it to build passive income.

Click the link in my bio to schedule a consultation call or DM "win" right now.

03/29/2022

5 Sneaky Ways You Can Hurt Your Credit Score

(1)Paying Less than the Minimum

It’s never a good idea to pay less than the minimum. If you’re paying less than the minimum, you shouldn’t even have a revolving credit account. Paying less than the minimum does two things. It accumulates interest and it sets off a red flag to the bank that you’re not a good steward of your money and that you’re unlikely to pay back the money that you borrowed.

(2)Holding Payment During a Dispute

Even if you believe the creditor or the company in which you have a credit card or bank account is in the wrong, don’t take it upon yourself to take matters into your own hands by withholding funds. Withholding funds can get you in a lot of trouble to the extent that you start to incur late payments on your account. If you don’t know already, late payments can cause your FICO score to drop 60-100 points and even more as those late payments go from 30 to 60 to 90 days late. Remember payment history is the most important aspect of your FICO score.

(3)Closing A Card with A High Credit Limit

The cons to doing this are twofold. Not only do you lose the age of the account when you close a credit card but you effectively raise your credit utilization when it’s a credit card with a high limit. After all, that’s why we go get higher limits, to have more access to capital and lower our utilization.

(4)Adding an Authorized User That Overspends

Many people think being added as an authorized user is the cheat code to higher FICO scores. Even though it has its perks after your report is structured properly, what happens when you’re added as an authorized user to an individual who is irresponsible with their credit cards. Well, it’s like dominoes. Expect your credit report to be adversely affected because of their overspending, effectively raising your utilization, and dropping your score.

(5)Overusing A Balance Transfer Card

The whole objective of getting a balance transfer card is to help yourself out and lower or hide your utilization. Don’t go and get a balance transfer card without a plan to keep your spending low. Stay within or below your means.

02/21/2022

Myths About Credit Repair - Myth #3

You and your significant other share a credit score.

Well, there’s a reason they call it a significant other. “Sign if I cant”. Often times one partner has better credit than the other which is why couples co-sign for each other. I’m not here to pass judgment but that’s never a great idea unless you absolutely know for a fact that that person is going to fulfill their financial obligations.

You can combine funds in a joint account but you cannot join credit reports or FICO scores. People tend to get credit cards together or you might have even heard of the authorized user where you can utilize the credit history of someone you know to help boost your own personal file. There are pros and cons to this as well. Only elect to be an authorized user under someone who has perfect payment history, no derogatory accounts, and low utilization. Otherwise, you inherit the negative accounts on your file.

If you want to learn more, comment or DM “credit” for a discount code to get access to my ebook “The Credit Championship Playbook” which is an ultimate DIY guide that teaches you everything you need to know to restore, build, and leverage credit like an expert.

02/21/2022

Can your credit score affect your ability to rent?

This is absolutely true. Partially because the secondary data furnishers house your information specific to past rental history ie evictions and collections and partially due to the fact that property managers screen their tenants to know if you’re going to be a headache for their business. After all, it’s all about business.

Property managers are going to view you just like a lender. If you have a low credit score they are going to view you as high risk and may not want to approve you for an apartment at their property. This is especially true if it’s a higher-end property.

If you’re in a situation where your credit is affecting your ability to get funding, finance the car you want, or apply for a mortgage reach out to us ASAP via DM or the link in my bio to schedule a consultation so we can get your credit restored and finances in order. Why wait when you can change your situation today.

Courtesy of AMT Capital