10/15/2026
An estimated $124 trillion is projected to pass from Baby Boomers and the Silent Generation to younger generations and charity by 2048, climbing toward $6 trillion a year within the next decade. Most of that transfer will happen through inheritance, not lifetime gifting.
Families who talk about it while everyone is still in the room tend to have a very different experience than families who don't. We encourage clients to hold an actual family meeting about the estate plan: not a will reading, not a surprise, a real conversation while everyone's healthy about what the money is for and what everyone expects.
If starting that conversation feels like the hardest part, that's exactly what Launch Pad is built for. It helps the next generation understand how to earn, save, and spend responsibly, before they're handed any of it. More on how it works in the comments.
Source: Cerulli Associates, wealth transfer projections as compiled by Journey Advisory Group, 2026.
https://www.journeyadvisory.group/blog/great-wealth-transfer-statistics-the-2026-report
