Nelson Financial Services, Inc.

06/03/2026

To help create an effective retirement income plan, you should know these six things about Social Security survivor benefits:

raymondjames.com

05/27/2026

Compliance with state mandates is required, but employers have flexibility in how they meet those obligations.

As state-mandated retirement programs roll out, many employers are using this moment to reassess their strategy and explore broader solutions, like a 401(k), that go beyond minimum requirements.

State-sponsored programs are designed to help employers satisfy minimum compliance requirements. Depending on plan design, employer-sponsored plans may offer additional flexibility and control compared to some state-sponsored programs — which employers often consider as part of broader recruitment, retention, and total rewards strategies.

Click the brochure to learn which states are affected and what the new retirement mandates could mean for your business.

raymondjames.com

05/22/2026

In observance of Memorial Day, our office will be closed on Monday, May 25th. The financial markets will also be closed during this time.

We take this day to honor and remember the brave men and women who made the ultimate sacrifice for our country.

We will resume normal business hours on Tuesday and look forward to assisting you then. Wishing you and your family a safe and meaningful Memorial Day.

05/20/2026

An HSA is more than a way to pay for current healthcare costs. It can play a critical role in long term retirement planning when paired with a 401(k). The average 65-year-old today may need more than $172,000 for healthcare expenses in retirement, yet many employees have not accounted for this in their savings strategy.
By using both an HSA and a 401(k), employees can strengthen their financial future. Those who take advantage of this combination tend to save more, feel more confident about retirement, and are less likely to tap into their savings early. Together, these benefits create a more complete approach to preparing for both everyday needs and future healthcare costs.

fidelityworkplace.com

05/15/2026

At Nelson Financial Services, Inc., we are proud to celebrate a major accomplishment for Patrick Hermann as he has officially earned his Master's Degree in Personal Financial Planning from Kansas State University! 🎓

Patrick's dedication to his clients, his profession, and continued learning is something we have had the privilege of witnessing every day. It has been incredibly rewarding to watch him grow meaningful relationships with both new and longtime clients while pursuing something he is truly passionate about. His commitment to helping others plan for their future is genuine, and the care he puts into serving his clients never goes unnoticed.

As Patrick now begins preparing for his CFP Exam, we are excited to continue cheering him on through this next chapter. We have no doubt his hard work, discipline, and passion for financial planning will continue to lead him to great success.

Please join us in congratulating Patrick on this outstanding achievement and wishing him the very best as he prepares for his upcoming CFP Exam!

05/13/2026

The "One Big Beautiful Bill Act," passed last year, extended key tax provisions and brought greater clarity to the planning landscape. Learn how these changes may create expanded opportunities for estate and wealth transfer strategies:

raymondjames.com

05/06/2026

Boomers seek stability, Millennials chase innovation. Two distinct styles reshaping markets and driving the cultural forces behind tomorrow's financial landscape:

raymondjames.com

04/30/2026

A trusteed IRA is where retirement planning and estate planning meet. Learn if it's right for you:

raymondjames.com

04/15/2026

How cyber savvy are you? No matter where you rank, learn how to defend yourself and safeguard your assets:

raymondjames.com

04/08/2026

Planning for retirement doesn't have to be overwhelming. Small, consistent steps today can make a big difference for your future.

We're sharing this helpful article, "Simple Ways to Save in Retirement," with practical tips to help you stay on track and make the most of your savings.

wvnews.com