Laboy WFG

02/20/2026

If you have an old retirement account just sitting there because you changed jobs and aren’t sure what your options are… let’s chat.

Why should you move it rather than let it sit there?

No new money is going in. Which means no more dollar cost averaging.

You can roll it into a new plan at your new job if offered.

You can roll it into a brokerage and either manage it yourself or pay an advisor.

You can roll it into an annuity giving you either fixed indexed or variable growth.

You can cash it out and pay taxes and a penalty if under age 59.5.

Let’s chat about what’s the smartest option for you?

03/25/2025

Seduced by the siren song of a consumerist, quick-fix society, we sometimes choose a course of action that brings only the illusion of accomplishment, the shadow of satisfaction.
-George Leonard, Aikido master

03/05/2025

Strike a pose

03/05/2025

03/05/2025

BREAKING NEWS: Suffolk County police say body of 27-year-old man found on Blue Point beach with stab wounds. https://bit.ly/3XrQ99Y

10/07/2024

On my mind… family and friends impacted by this last storm and now again for the family and friends in Fla.
Be smart be safe… you will not be able the withstand the surge.. so if you must go GO! Prayers for all of and especially the elderly 🙏🏼🙏🏼

10/01/2024

Automated systems and rude people:
So why?
After multiple calls (more than 4) to Walgreens’s in a simple attempt to find out the status of of a script , on the 6 call I finally get someone who thought it was ok to yell at me!Mr.Standly, this may be one reason In addition to all the others that you find yourself second place.
People who ARE ILL ALREADY HAVE ENOUGH TO DEL WITH WITHOUT HAVING TO THEN ENCOUNTER ONE OF YOUR EMPLOYEES WHO THINK ITS OK TO BE RUDE and when you say something THEY DENY IT!
Get the f@ #% outta here!
KEEP these employees at your stores and I know for sure you will be closing more.

Rant over thank you for your time!







Stefano Pessina , do you care?

08/31/2024

Some may need to hear this…

08/10/2024

"I need my credit card in case of emergencies!"

One in four Americans with a credit card uses it to cover expenses they can't pay for in cash. But charging an emergency to your credit card doesn't solve your problem —it just makes it worse ... at 22% APR!

You create your own (piggy) bank reserve called an emergency fund. Then, instead of relying on a credit card company to be your hero, you can be your hero, baby. (Enrique Iglesias fans, if you’re still out there, that one was for you.)

07/25/2024

What’s on my mind?
Project 2025 and all the goodness it entails:

Project 2025, initiated by the Heritage Foundation, is a comprehensive plan aimed at guiding a future conservative administration, particularly in the event of a second Trump presidency. The project outlines detailed policies across various federal agencies to implement a far-right agenda swiftly within the first 180 days of the new administration.

The potential impacts of Project 2025 are broad and significant:

1. **Civil Rights and Social Programs**: The project seeks to dismantle affirmative action and diversity programs, posing a risk to decades of progress in civil rights. It plans to place lifetime caps on Medicaid benefits and impose strict limits on housing assistance, potentially leading to increased homelessness and lack of healthcare for vulnerable populations [oai_citation:1,Project 2025: Explained in Simple Terms | News | BET](https://www.bet.com/article/eexf6v/a-looming-crisis-the-impact-of-project-2025-on-black-communities) [oai_citation:2,Project 2025 is Even Worse Than You Think | Washington Monthly](https://washingtonmonthly.com/2024/07/25/project-2025-is-even-worse-than-you-think/).

2. **Law Enforcement and Governance**: One of the project's goals is to centralize law enforcement power under the presidency, allowing for potential federal intervention in local matters. This could result in increased military involvement in domestic law enforcement, raising concerns about civil liberties, particularly for marginalized communities [oai_citation:3,Project 2025: Explained in Simple Terms | News | BET](https://www.bet.com/article/eexf6v/a-looming-crisis-the-impact-of-project-2025-on-black-communities).

3. **Economic and Labor Policies**: Project 2025 includes measures to cut overtime protections, halt efforts to lower prescription drug prices, and eliminate the Head Start program, which supports early childhood education for low-income families. These changes could exacerbate economic inequality and reduce access to essential services for millions of Americans [oai_citation:4,The People’s Guide to Project 2025 - Democracy Forward](https://democracyforward.org/the-peoples-guide-to-project-2025/).

4. **Environmental and Regulatory Rollbacks**: The plan calls for reducing regulations that protect the environment and public health, which could have long-term negative impacts on climate action and pollution control [oai_citation:5,The People’s Guide to Project 2025 - Democracy Forward](https://democracyforward.org/the-peoples-guide-to-project-2025/).

5. **Cultural and Social Norms**: Project 2025 promotes a conservative vision of American society, emphasizing traditional family structures and aiming to restrict reproductive rights and LGBTQ+ protections. This vision aligns with a broader Christian nationalist perspective, seeking to reshape social norms and legal frameworks in line with conservative values [oai_citation:6,What is Project 2025 And Why Is It Alarming? - Democracy Docket](https://www.democracydocket.com/analysis/what-is-project-2025-and-why-is-it-alarming/).

Overall, Project 2025 represents a significant shift towards a more conservative and centralized federal government, with substantial implications for civil rights, social welfare programs, and regulatory policies. The detailed nature of the plan indicates a concerted effort to implement these changes rapidly and comprehensively if a supportive administration comes into power.

We explain Project 2025, The Heritage Foundation's plan for how Trump, should he win the November election, can vastly remake the federal government most effectively to carry out an extremist far-right agenda.