Bemis Bookkeeping

12/25/2025

11/21/2025

🧾 Teens & Taxes: Do They Have to File?
If your teen got a job this year, you may be wondering: “Do they need to file a tax return?”
Here’s what to know:

✔ If they earned more than a certain amount, yes — they need to file.
✔ If they had taxes taken out of their paychecks, yes — it’s worth filing because they could get a refund.
✔ If they earned only a little and no taxes were withheld, maybe not — but filing might still make sense.

Bottom line: the rules depend on how much your teen earned, what type of income it was, and whether any taxes were taken out.
💡 Pro tip: Even if filing isn’t required, doing it could mean your teen gets back money they already paid in.

11/20/2025

📬 When Will Your W-2 Arrive? Here’s the Easy Answer!

If your teen worked last year, they’ll need their W-2 to file taxes. So… when should they expect it?

✨ By January 31 — that’s the deadline for employers to send it.
Most arrive in the first week or two of February.

✨ It might come by mail or online.
Many employers use portals or email notices now.

✨ Had more than one job?
You’ll get a W-2 from each place you worked.

✨ Don’t panic if it’s late!
Just reach out to the employer — it’s usually a quick fix.

A simple reminder that helps teens (and parents!) stay ahead of tax season. 💡

11/19/2025

🧾 Worked More Than One Job This Year? Read This!

Lots of teens pick up extra hours at a second job — especially during summer and holidays. But when tax season rolls around, here’s what they need to know:

✨ You’ll get a W-2 from every job you worked.
Two jobs? Two W-2s. Three jobs? Three W-2s.

✨ You must include ALL of them when you file.
Every dollar you earned gets added together.

✨ Don’t file until you have every W-2.
Missing one can slow down your refund or cause big mistakes.

✨ You might get money back — even with multiple jobs.
It all depends on how much tax was taken out at each job.

Simple, clear, and saves teens (and parents!) a lot of headaches 💡

11/18/2025

📄 W-2 vs W-4… what’s the difference?! 🤔

If your teen just started working (or you work with young employees), this is one of the FIRST things they need to understand.

Here’s the easy version:

✨ Your W-4 = the form you fill out when you start a job.
It tells your employer how much tax to take out of each paycheck.

✨ Your W-2 = the form you get later (usually in January).
It shows how much you earned — and how much tax you already paid.

Think of it like this:
➡️ W-4 = “How much should you take?”
➡️ W-2 = “Here’s what actually happened.”

Super simple. Super important.
And a game-changer for teens learning to manage their money. 💸

11/17/2025

💸 Ever look at your paycheck and think… “Wait, where did all my money go?” 😅

We just posted a super clear breakdown that teaches teens exactly how their paycheck works — no confusing jargon, just real talk:

✨ Gross pay vs. the amount you actually get
✨ Why taxes come out
✨ What Social Security + Medicare are
✨ How benefits and deductions affect your check
✨ And how to read your pay stub like a pro

If you’ve got a teen earning their own income, or you work with young employees, this one is a must-read.
Let’s help the next generation take control of their money early! 💪

Send a message to learn more

11/14/2025

📬 Got your first W-2 and not sure what to do? Don’t panic!

We just posted a super simple breakdown of exactly what happens when you receive your W-2 — and what teens (and parents!) should do next 👇

✨ When you should expect it
✨ Where it might show up
✨ How to check it for mistakes
✨ Why you NEED to save it
✨ And yes… how it could mean $$$ back at tax time 💸

If you have a teen earning their own money — or you work with teens — this is a must-read. Let’s make taxes easier to understand and way less scary!

11/05/2025

What’s a W-2 — and Why Does It Matter?

If you’ve ever had a job (or plan to get one soon), you’ve probably heard the term “W-2.”
But what exactly is it — and why is it important?

Here’s the short version 👇

✅ A W-2 is a tax form your employer sends you each year.
✅ It shows how much money you earned and how much was withheld for taxes.
✅ You’ll need it to file your tax return — it’s basically your financial report card for the year.

Why teens should care:

When you get your first job — maybe part-time, summer work, or babysitting for a company — your employer reports your income to the IRS using that W-2.
Understanding it early helps you track your earnings, check for errors, and build confidence managing your money.

It’s one of the first steps toward financial independence. 💪

Tomorrow, we’ll talk about how to read your W-2 and what each box actually means.

11/04/2025

Let’s Talk About Financial Education for Teens

It’s surprising how many young adults enter the workforce without truly understanding the basics of personal finance.

Things like:

How to create and follow a budget
*What a W-2 is
*How to file a tax return

These are real-life skills — yet most teens do not know these real life skills.

That’s why I’m launching a series focused on financial education for teens. Each day, I’ll cover a new topic to help young people build confidence and financial independence — from budgeting and saving to credit scores and taxes.

My goal is to make financial literacy simple, practical, and accessible for the next generation.

If you’re a parent, teacher, or mentor, I’d love for you to follow along and share these lessons with the teens in your life. Together, we can help them start strong! 💪

09/01/2025

Happy Labor Day!
We’ll be closed Monday, September 1st so our team can enjoy the holiday with family and friends.
We’ll reopen on Tuesday!