Retirement Plan Advisor Search, LLC

03/04/2026

03/03/2026

It’s hard to believe an idea became a lucrative business and it has been 10 years! We are incredibly grateful for our clients, partners, and family for their support! 🙏🏻Cheers to 10 more years!🥂Veronica McPherson Bray

02/24/2026

We are excited about a couple of days in Chicago, assisting an incredible client in selecting their retirement plan 3(38) Investment Advisor and Recordkeeper! We have two days of presentations from the 3(38) Investment Advisor and Recordkeeper finalists. Veronica McPherson Bray

12/16/2025

Wishing you a warm holiday season and a blessed 2026! Veronica McPherson Bray

11/26/2025

Happy Thanksgiving! May your Thanksgiving be filled with warmth, good food, and even better company. We are grateful for our clients and partners!🙏🏻Veronica McPherson Bray

11/03/2025

Aaron Bray

Learn how to win more 401(k) plans from Manulife John Hancock’s Brandon Radach and Retirement Plan Advisor Search’s Veronica Bray with expert finalist presentation strategies.

11/03/2025

We had a great conversation with Brandon Radach, CIMA® and 401k Specialist Magazine for this article discussing how advisors (and recordkeepers) can win more business. Veronica McPherson Bray

Learn how to win more 401(k) plans from Manulife John Hancock’s Brandon Radach and Retirement Plan Advisor Search’s Veronica Bray with expert finalist presentation strategies.

10/29/2025

Year end tips for retirement plan sponsors. What else would you add? Veronica McPherson Bray

Force Out Small Accounts
Review your plan for small account balances and process force-outs before December 31. This can help keep your participant count below 100, potentially avoiding an audit requirement, and will also reduce administrative fees.

Address Regulatory Uncertainty
If you have questions or concerns about regulatory changes, now is the time to schedule meetings with your TPA or plan advisor to clarify any confusion and ensure your plan remains compliant.

Plan Amendments for 2026
Considering changes or amendments for the upcoming year? Make sure all necessary approvals are secured and amendments are in place before January 1, 2026.

Update Plan Committee Minutes
Ensure your plan committee meeting minutes are up to date for 2025. Accurate records are essential for compliance and future reference.

Pre-Emptive Compliance Testing
If your plan has failed compliance testing in previous years, ask your TPA to run a projection for 2025. Early detection of potential issues allows you to take corrective action before year-end.

Boost Participation for 2026
Plan ahead by scheduling employee education sessions on 401(k) contributions, employer contributions, and related topics to encourage greater participation in the new year.

Utilize Forfeitures
Review your plan’s forfeiture account and ensure any balances are used in accordance with your plan document before year-end.

Catch-Up Contributions
Confirm your plan allows after-tax Roth contributions. Starting January 1, 2026, employees aged 50+ earning over $145,000 must make catch-up contributions on a Roth basis.

Benchmark Service Provider Fees
If it has been several years since your last fee check or benchmarking exercise for plan service providers, conduct one before the end of the year to ensure your plan remains cost-effective.

10/10/2025

The pace of mergers and acquisitions in our industry shows no signs of slowing, as evidenced by another recent retirement plan advisor firm acquisition. If your advisory firm is acquired, you have a fiduciary responsibility to conduct a thorough review of the new firm to ensure the new arrangement is in the best interest of your plan participants. Veronica McPherson Bray

/PRNewswire/ -- Creative Planning, one of the nation's largest registered investment advisors (RIAs), announced today that it has entered into a definitive...

09/22/2025

We love our clients! A request from the CEO of a client for assistance with their large retirement plan’s request for proposal for a recordkeeper after facilitating this project for them 5 years ago is the biggest compliment! We are thankful for all of our clients and partners!

09/10/2025

Are you saving enough for retirement?

Wondering how much cash you need to retire comfortably right now? The answer to that question might surprise you.