Charter Financial Resources

03/28/2023

Get up to a $2500 matching contribution to your child or grandchildren’s 529 college savings account. For children born after January 1, 2020. Must apply before December 31, 2023.

Introducing FIRST STEP, a free kickstarter saving program for Colorado newborns from CollegeInvest, Colorado’s 529 college saving program.

03/28/2023

Colorado state 529 plan is making up to a $2500 matching contribution for 529s accounts that are set up for children born after January 1, 2020.

www.collegeinvest.org/firststep

11/22/2022

A great friend of the Charter Financial family is going back to school to become a family counselor. He is blind and the technology for him hasn't come down in price as much as it has for the rest of us. For a Braille Note Tablet, the cost is close to 6K. For most of us, we can get a tablet for a couple hundred dollars. The manufacturer is offering a Black Friday deal this week. He is halfway to his goal. Please consider helping him get to his goal this holiday season. This device will help him be independent in his classes and communicate with his teachers much more efficiently. Thanks for your support.

My friend Trey has been through a lot over the years. He lost his eyesigh… Marc Wheeler needs your support for Braille Note Tablet for Trey (Back to School)

11/04/2022

Talking Life Insurance and Long Term Care

10/13/2022

Keep track of your home improvement expenses so you can increase your cost basis and minimize the capital gain on your primary residence when you go to sell.

09/13/2022

Gifting, step up in basis, beneficiary deed

08/26/2022

College Age kids should have some legal docs. POA, living will, HIPAA

08/17/2022

Qualified Charitable Distributions (QCD), Donor Advised Funds and general tax planning.

08/05/2022

Great time to think about Roth Conversion

08/05/2022

HOT TOPIC: Recession Fears

Considering the high level of public concern, it may be helpful to look at how a recession is officially determined and some current indicators that suggest strength or weakness in the U.S. economy.

Business Cycle Dating

U.S. recessions and expansions are officially measured and declared by the Business Cycle Dating Committee of the National Bureau of Economic Research (NBER), a private nonpartisan organization that began dating business cycles in 1929. The committee, which was formed in 1978, includes eight economists who specialize in macroeconomic and business cycle research.

Continue reading here: http://www.cfrusa.com/HOT-TOPIC-Is-the-U-S--Economy-in-a-Recession.c9942.htm

08/03/2022

What’s Triggering Market Volatility?

During the intensely volatile first 100 trading days of 2022, the stocks of companies in the S&P 500 index delivered their worst performance since 1970.¹ The S&P 500 continued to tumble, and the benchmark index descended into a bear market — typically defined as a sustained drop in stock prices of at least 20% — on June 13, 2022. When the market closed, the S&P 500 had dropped 21.8% from its January 3 peak, and the tech-heavy NASDAQ, already in bear territory, had plunged 32.7% from its November 19, 2021, peak.

Continue Reading: http://www.cfrusa.com/HOT-TOPIC-Tech-Sector-Turmoil-and-the-Bear-Market.c9927.htm

08/03/2022

Hot Topic - Join Long List of Housing Dilemmas

Homebuyers braving the hot U.S. housing market have run headlong into a striking transition. The average interest rate for a 30-year fixed mortgage jumped from around 3.2% at the beginning of 2022 to 5.3% in mid-May, the highest level since 2009. This rise was sparked by... Continue Reading: http://www.cfrusa.com/HOT-TOPIC-Rising-Rates-Join-Long-List-of-Housing-Dilemmas.c9913.htm