HRC Financial

07/17/2026

You’ve established your Will with your Estate Planning attorney, but what do those extra documents do for you? Besides your will, there are additional documents that are given to you that cover different situations. Here are 3 different documents and their health-related situations...

https://hrcfin.com/finance-friday-estate-planning-documents-07-17-2026/

07/10/2026

What is a K-shaped economy? Good morning, everyone and welcome back to Finance Friday. The 1st half of the year is over. Today we’re going to talk about what I consider to be the most talked about term so far this year: The K Shaped Economy....

What is a K-shaped economy? Good  morning everyone and welcome back to Finance Friday. The 1st half of the year is over. We had some highs (S&P 500 had a total return of 8.2%) and some lows (War in Iran = high gas prices). We said goodbye to Jerome Powell and welcomed a new Federal Reserve Presiden...

06/26/2026

What factors affect eligibility for financial aid and other forms of assistance? Happy morning everyone and welcome back to Finance Friday. Here are 3 examples of 529 Plan ownership affect Financial Aid:

What factors affect eligibility for financial aid and other forms of assistance?  Happy morning everyone and welcome back to Finance Friday. In Today’s agenda, we answer The Question of the Week. Today’s question comes from D.A.:

06/19/2026

How does your child’s 529 Plan affect their Financial Aid? Happy morning everyone and welcome back to Finance Friday. The Free Application for Federal Financial Aid (FAFSA) becomes available on October 1st of each year and stays open until June 30th.
Many parents use these funds as the primary funds for their child’s education. Here are 3 tips to help you prepare ahead of time for maximum success:

How does your child’s 529 Plan affect their Financial Aid? Happy morning everyone and welcome back to Finance Friday. The Free Application for Federal Financial Aid (FAFSA) becomes available on October 1st of each year and stays open until June 30th. It’s used to determine how much Federal Finan...

06/12/2026

The average cost of tuition and fees for a public 4-year institution has increased about 25% in the last 10 years. With student loans becoming less desirable, how are you planning on paying for college for your children?
Good afternoon, everyone and welcome back to Finance Friday. Last week we outlined a few changes to education spending brought upon by the OBBB Act. The latest annual inflation rate for college tuition & fees is at 3.8%...

The average cost of tuition and fees for a public 4-year institution has increased about 25% in the last 10 years. With student loans becoming less desirable, how are you planning on paying for college for your children?

06/05/2026

Did you know there were major changes coming up this summer for how you pay for education?
Good morning, everyone and welcome back to Finance Friday. I missed a huge opportunity to talk about 529 Plans on 05/29. This got me thinking that it may be time to go over some Education Planning on FF...

Good morning everyone and welcome back to Finance Friday. I missed a huge opportunity to talk about 529 Plans on 05/29. This got me thinking that it may be time to go over some Education Planning on FF. The One Big Beautiful Bill was introduced in July last year. I admit, it’s a long piece of legi...

05/29/2026

In the words of Alice Cooper, “Schooooool’s out for summer!” Welcome everyone to Finance Friday. Today’s segment is dedicated to all of the educators, teachers, coaches, and professionals that work in the education community. Here are 3 financial tips for you to work on during your time off this summer...

In the words of Alice Cooper, “Schooooool’s out for summer!” Welcome everyone to Finance Friday. The last part of May is a busy time of the year for parents and students as they attend graduation ceremonies and last day of school activities. Today’s segment is dedicated to all of the educato...

05/22/2026

“Besides Succession Planning, what other things can my advisor help me with for my business?”
Welcome back everyone to Finance Friday. Our question of the week ...

Besides helping with Business Succession planning, how else can your Financial Planner help? Welcome back everyone to Finance Friday. Our question of the week comes from A.B.

05/15/2026

After creating a Succession Plan, how do we begin to implement it? Happy Friday everyone and welcome back to Finance Friday. A business owner’s company is an important cog of their wealth and therefore requires careful and timely planning. You’ve assembled your Financial and Business Advisors and are ready to start the conversation. Here are 3 steps to take once the conversation has begun...

After creating a Succession Plan, how do we begin to implement it? Happy Friday everyone and welcome back to Finance Friday. A business owner’s company is an important cog of their wealth and therefore requires careful and timely planning. You’ve assembled your Financial and Business Advisors an...

05/09/2026

How do you prepare for when you are ready to exit the company that you started? Good morning, everyone, and welcome back to Finance Friday … on a Saturday! We’re continuing with small business month and today we’ll look into 3 reasons why you should prepare yourself early with a solid Succession Plan....

How do you prepare for when you are ready to exit the company that you started? Good morning everyone, and welcome back to Finance Friday … on a Saturday! We’re continuing with small business month and today we’ll look into 3 reasons why you should  prepare yourself early with a solid Success...