HRC Financial

10/23/2026

Now that you are retired, what are the top challenges that you’re going to face? Good morning, everyone and welcome back to another Finance Friday. Today we’ll continue our journey into what happens those first few years of retirement. Here are 3 challenges that retirees’ can face the first few years:

Now that you are retired, what are the top challenges that you’re going to face? Good afternoon everyone and welcome back to another Finance Friday. We’re continuing our journey through retirement in America. We’ve covered preparation for retirement. Today we’ll continue our journey into wha...

10/16/2026

Are you looking to retire next year? How about 5 years from now? Better questions is what can you do to prepare for retirement? Good morning, everyone and welcome back to Finance Friday. We’re continuing our journey through retirement in America. Today we’ll cover planning for retirement....

Are you looking to retire next year? How about 5 years from now? Better questions is what can you do to prepare for retirement?  Good morning everyone and welcome back to Finance Friday. We’re continuing our journey through retirement in America. We’ve discussed how retirement looks in the pres...

10/09/2026

Are you between the ages of 40 and 60 and feel that its too late to start saving for retirement? Welcome back to Finance Friday everyone! We’re continuing our monthly segment of retiring in America. In my experience, most of the people that I’ve helped had not thought about retirement until they hit 40.

So, what can we do to improve on this? Here are 3 tips that can help you get started.

Are you between the ages of 40 and 60 and feel that its too late to start saving for retirement? Welcome back to Finance Friday everyone! We’re continuing our monthly segment of retiring in America.

10/02/2026

Has retiring in America become challenging and frightening? Good morning everyone and welcome back to Finance Friday. This month we’re going to focus on retirement planning. We have less confidence in our retirement planning than before. Here are 3 things that I think can help...

Has retiring in America become challenging  and frightening? Good morning everyone and welcome back to Finance Friday. This month we’re going to focus on retirement planning. We’ll take a look at what retirement  looks like now, how to plan for it and what to do when you don’t have a retirem...

09/25/2026

What are some good tips when shopping for insurance? Good morning, everyone and welcome back to Finance Friday. It’s the end of the month again. Time for our Question of the Week. Here are 3 tips on what to look for when you are shopping for insurance...

What are some good tips when shopping for insurance? Good morning everyone and welcome back to Finance Friday. It’s the end of the month again. Time for our Question of the Week. Our question this week comes from B.B. He asks:

09/18/2026

Is Long Term Care Insurance worth the price? Good morning, everyone and welcome back to Finance Friday. Before deciding if Long Term Care Insurance is the right fit for you, consider these numbers...

09/11/2026

Did you know that according to the Social Security Administration, a worker who is 20 years old today, may face a 25% likelihood of becoming disabled before reaching their retirement age? Good afternoon, everyone and welcome back to Finance Friday. Today, as part of National Insurance Month, we’ll cover Disability insurance. There are 2 types of Disability Insurance...

Did you know that according to the Social Security Administration, a worker who is 20 years old today, may face a 25% likelihood of becoming disabled before reaching their retirement age? Good afternoon, everyone and welcome back to Finance Friday. Today, as part of National Insurance Month, we’ll...

09/04/2026

Good morning everyone and welcome to another Finance Friday! September is National Insurance Month. How do you determine how much life insurance coverage you need? There are 2 different things to consider:

How do you determine how much life insurance coverage you need? Good morning everyone and welcome to another Finance Friday. September is National Insurance Month so we’ll spend time discussing different types of coverage that can help you with your financial plan. Let me begin by saying that I be...

08/28/2026

Will Social Security Benefits run out in 2032? Good morning, everyone and welcome to Finance Friday. It’s the end of the month which means it's time for our Question of the Week. I’ve actually had more than a few people ask me this question. Let’s start with what we currently know....

Will Social Security Benefits run out in 2032? Good morning everyone and welcome to Finance Friday. It’s the end of the month which means its time for our Question of the Week. I’ve actually had more than a few people ask me this question:

08/21/2026

Why are more Americans claiming Social Security Early? Good morning and welcome back to Finance Friday. Social Security claims are rising as more Americans feel anxious about personal finances and the future of the program. So, what’s driving the increase in early claims? The Social Security Press Office highlighted 3 possible reasons...

Why are more Americans claiming Social Security Early? Good morning and welcome back to Finance Friday. My sincerest apologies for not having a post last week. However, we are back and ready to go. We are continuing our monthly discussions regarding Federal Assistance.