HRC Financial

08/28/2026

Will Social Security Benefits run out in 2032? Good morning, everyone and welcome to Finance Friday. It’s the end of the month which means it's time for our Question of the Week. I’ve actually had more than a few people ask me this question. Let’s start with what we currently know....

Will Social Security Benefits run out in 2032? Good morning everyone and welcome to Finance Friday. It’s the end of the month which means its time for our Question of the Week. I’ve actually had more than a few people ask me this question:

08/21/2026

Why are more Americans claiming Social Security Early? Good morning and welcome back to Finance Friday. Social Security claims are rising as more Americans feel anxious about personal finances and the future of the program. So, what’s driving the increase in early claims? The Social Security Press Office highlighted 3 possible reasons...

Why are more Americans claiming Social Security Early? Good morning and welcome back to Finance Friday. My sincerest apologies for not having a post last week. However, we are back and ready to go. We are continuing our monthly discussions regarding Federal Assistance.

08/07/2026

If you are 64 years of age, this is your annual reminder for Medicare sign up ...

Good morning everyone and welcome back to Finance Friday! This month we’ll cover Federal Assistance, which impacts our society as a whole, however, the most affected people  are those at retirement or near retirement age. We’ll cover recent news about Social Security, including why people are c...

07/31/2026

Good morning, everyone and welcome back to Finance Friday. It’s the end of the month so you know what that means: It’s our Question of the Week segment! Is a Revocable Living Trust the best Estate Planning Strategy? Here are 3 advantages and 3 disadvantages to having one:

Is a Revocable Living Trust the best Estate Planning Strategy? Good morning everyone and welcome back to Finance Friday. It’s the end of the month so you know what that means: Its our Question of the Week segment! Today’s question comes from JJ. JJ asks:

07/24/2026

How do you choose the right individual to be the Executor of your Estate?
Choosing this person can be difficult. While most people end up choosing a family member, the decision is not always the best. Here are 3 things to consider:

How do you choose the right individual to be the Executor of your Estate?  Good morning everyone and welcome back to Finance Friday. We’re continuing with our monthly topic: Estate Planning. Arguably the most important person appointed to your last will and testament is the Executor. Choosing thi...

07/17/2026

You’ve established your Will with your Estate Planning attorney, but what do those extra documents do for you? Besides your will, there are additional documents that are given to you that cover different situations. Here are 3 different documents and their health-related situations...

https://hrcfin.com/finance-friday-estate-planning-documents-07-17-2026/

07/10/2026

What is a K-shaped economy? Good morning, everyone and welcome back to Finance Friday. The 1st half of the year is over. Today we’re going to talk about what I consider to be the most talked about term so far this year: The K Shaped Economy....

What is a K-shaped economy? Good  morning everyone and welcome back to Finance Friday. The 1st half of the year is over. We had some highs (S&P 500 had a total return of 8.2%) and some lows (War in Iran = high gas prices). We said goodbye to Jerome Powell and welcomed a new Federal Reserve Presiden...

06/26/2026

What factors affect eligibility for financial aid and other forms of assistance? Happy morning everyone and welcome back to Finance Friday. Here are 3 examples of 529 Plan ownership affect Financial Aid:

What factors affect eligibility for financial aid and other forms of assistance?  Happy morning everyone and welcome back to Finance Friday. In Today’s agenda, we answer The Question of the Week. Today’s question comes from D.A.:

06/19/2026

How does your child’s 529 Plan affect their Financial Aid? Happy morning everyone and welcome back to Finance Friday. The Free Application for Federal Financial Aid (FAFSA) becomes available on October 1st of each year and stays open until June 30th.
Many parents use these funds as the primary funds for their child’s education. Here are 3 tips to help you prepare ahead of time for maximum success:

How does your child’s 529 Plan affect their Financial Aid? Happy morning everyone and welcome back to Finance Friday. The Free Application for Federal Financial Aid (FAFSA) becomes available on October 1st of each year and stays open until June 30th. It’s used to determine how much Federal Finan...

06/12/2026

The average cost of tuition and fees for a public 4-year institution has increased about 25% in the last 10 years. With student loans becoming less desirable, how are you planning on paying for college for your children?
Good afternoon, everyone and welcome back to Finance Friday. Last week we outlined a few changes to education spending brought upon by the OBBB Act. The latest annual inflation rate for college tuition & fees is at 3.8%...

The average cost of tuition and fees for a public 4-year institution has increased about 25% in the last 10 years. With student loans becoming less desirable, how are you planning on paying for college for your children?