Woodfork Financial Group

Woodfork Financial Group Woodfork Financial Group is here to help you through personal finance and financial planning.

Making sure our clients are educated and making the best decisions for themselves and family, because legacy is important and we want your legacy to live on.

Higher education is hitting a demographic cliff. After years of growth, the pipeline of 18-year-olds is dwindling—a resu...
09/01/2026

Higher education is hitting a demographic cliff. After years of growth, the pipeline of 18-year-olds is dwindling—a result of lower birthrates.⁠

The largest number of Americans born in a single year arrived on campus in the autumn of 2025, and now a falloff is looming. College enrollments are forecast to drop 13% by 2041, according to the Western Interstate Commission for Higher Education. In some parts of the country—especially the Midwest and the Northeast—the declines have already begun.⁠

You would think a shrinking pool of students would automatically make it easier to get into college. But that won’t necessarily be true everywhere, especially at the most competitive schools, higher-education analysts say.⁠

It is impossible to precisely predict colleges’ admission rates in the future as those numbers depend on a lot of things, including the reputations of campus culture, sports team wins and even the weather. But the demographic cliff is hitting just as another phenomenon is coming into play: a flight-to-quality, where the most sought-after schools are attracting an ever-growing number of applicants, while less-attractive schools draw fewer.⁠

Read more at the link in our bio.

$KO Proof that steady cash flow never goes out of style. 🥤 As tech volatility shakes up the market, investors are fleein...
08/28/2026

$KO Proof that steady cash flow never goes out of style. 🥤

As tech volatility shakes up the market, investors are fleeing to defensive staples, sending Coca-Cola to historic outperformance over the mega-cap tech giants.

With a growing number of colleges and universities costing more than $100,000 a year, higher education is slipping out o...
08/28/2026

With a growing number of colleges and universities costing more than $100,000 a year, higher education is slipping out of reach for many students, several reports now show.

Just 12% of surveyed Americans say four-year colleges are affordable, according to a recent Lumina Foundation and Gallup poll, which surveyed 14,000 adults without a degree or who are working toward one, nearly 6,000 college graduates, and 2,000 employers June 1-15. Cost is the single biggest barrier to entry for prospective students, an earlier Lumina Foundation and Gallup release from the same study said.

Learn how families are covering the tab at the link in bio.

$WMT $TGT Walmart, the nation’s largest brick-and-mortar retailer, reported fiscal second-quarter earnings and revenue t...
08/27/2026

$WMT $TGT Walmart, the nation’s largest brick-and-mortar retailer, reported fiscal second-quarter earnings and revenue that beat analyst expectations. But same-store sales only grew by 2.6% compared to last year — well below a FactSet consensus forecast of 3.5%. Mizuho analyst David Bellinger called that comparable store sales whiff “one of the biggest misses in years.”

Meanwhile, Target on Wednesday posted quarterly earnings that were boosted by tariff refunds and raised its full-year guidance, as the retailer shows more signs its turnaround is taking hold.

More details at the link in bio.

$NVDA Nvidia reported a Q2 earnings beat after the bell. The company estimates that its Q3 revenue will climb to $108 bi...
08/27/2026

$NVDA Nvidia reported a Q2 earnings beat after the bell.

The company estimates that its Q3 revenue will climb to $108 billion, plus or minus 2%.

Read more at the link in bio.

Former NBA player Kent Bazemore is warning professional athletes to think carefully about getting married during their p...
08/26/2026

Former NBA player Kent Bazemore is warning professional athletes to think carefully about getting married during their playing careers following his own divorce.

Bazemore recently said athletes should consider waiting until their careers are over before marrying, reflecting on the end of his marriage to Samantha Serpe. His final NBA season came in 2022, and court records show Serpe listed their separation date as November 23, 2022, before filing for divorce in January 2023.

The divorce was finalized in 2024. According to court documents obtained by Page Six, Bazemore paid Serpe $1,520,944.34 for her ownership share of their Atlanta marital home. She also retained a 2019 Mercedes G550, while Bazemore kept several other vehicles. Neither party was awarded alimony, and Bazemore was ordered to pay $5,000 per month in child support for their two children.

Bazemore has since said the experience changed his perspective on marriage, advising professional athletes to consider waiting until after their playing careers before making the commitment.

Source:
Page Six, Fulton County Superior Court records Getty Images

$MRNA Moderna is down roughly 24% in afternoon trading after its massive rally on Wednesday, which saw the stock close a...
08/26/2026

$MRNA Moderna is down roughly 24% in afternoon trading after its massive rally on Wednesday, which saw the stock close at +177%.

Even still, Moderna’s shares are up 351% year-to-date.

Explore AlphaSpace for charts, analysis, and premium news on Moderna at the link in bio.

Except for buying a home, a college education is now the largest expense an individual is likely to have in a lifetime.T...
08/25/2026

Except for buying a home, a college education is now the largest expense an individual is likely to have in a lifetime.

Tuition had historically risen about 3% a year, according to the College Board. But during the Great Recession, declining state investment caused tuition to skyrocket. At private four-year schools, average tuition and fees rose 26% from 2008 to 2018. Tuition plus fees at four-year public schools, which were harder hit, jumped 35% over the same period.

Click the link in bio for more details.

08/19/2026

This scene from Landman is bigger than oil.

The real lesson is STRUCTURE.

The conversation isn’t simply about having $400 million.

It’s about where that money is, how it’s structured, what it’s invested in, what it’s protecting, what it’s funding, and—most importantly—whether it’s actually accessible when you need it.

That’s the difference between having money and understanding how wealth works.

A lot of people spend their entire lives focused on making more money.

But once you start building real wealth, the questions change:

Who owns it?

How is it protected?

How is it invested?

How liquid is it?

What happens to it if something happens to you?

How does it transfer to your family?

And how much of what you built actually makes it to the next generation?

That’s financial planning.

It’s not just about making more.

It’s about building a structure around what you’ve already worked so hard to create.

Because the goal isn’t simply to accumulate wealth.

The goal is to protect it, organize it, use it wisely, and make sure it serves the people you built it for.

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Houston, TX

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