LKJ Financial

10/26/2026

Market headlines can feel unsettling, but one difficult day doesn’t tell the whole story.

Recent volatility in technology stocks is a reminder that markets can move quickly, especially when uncertainty rises.

That’s why we believe in looking beyond the headlines and focusing on the bigger picture. A well-built financial plan considers how each piece of your fiscal house works together, balancing long-term growth with stability along the way.

If you’re approaching retirement or already retired, having a plan for your near-term expenses can also help you navigate market fluctuations with greater confidence.

Our advice remains the same: stay focused on your long-term goals, not short-term market noise.

Have questions about your retirement income or cash reserves? We’re here to help you review your plan and determine whether any adjustments make sense.

10/21/2026

That’s a wrap on our 2026 Tax & Retirement Workshop series! 🎉

A big thank you to everyone who joined us this year. We’re grateful you chose to spend part of your evening with us and hope you walked away with a few new ideas, a little more confidence, and a better understanding of the decisions that can shape your financial future.

Retirement planning isn’t just about how much you’ve saved. It’s also about understanding how to make thoughtful decisions when it’s time to start using what you’ve built.

Thank you for being part of the conversation this year. We look forward to continuing it in 2027!

Keep an eye out for our 2027 workshop dates. We’d love to see you there. 💙

10/20/2026

Please join us in giving a warm welcome to our Fall Interns, Tatiana Benitez & Carter Hall! 🍂

Tatiana and Carter are already making an impact behind the scenes by supporting our advisors with planning preparation, research, and special projects that help us better serve our clients.

We’re so happy to have them as part of the LKJ family and look forward to seeing all they learn and accomplish this fall. Welcome to the team, Tatiana & Carter!

10/12/2026

10/01/2026

October 1 is a good time to take another look at Medicare.

Beginning October 1, you can review Medicare Advantage and prescription drug plan options for 2027.

Before Open Enrollment begins October 15, review your plan’s Annual Notice of Change and ask:
• What will change about my coverage in 2027?
• Will my prescriptions still be covered, and at what cost?
• If I have Medicare Advantage, will my doctors and preferred hospitals still be in network?
• Will my premiums, deductibles, copays, or other out-of-pocket costs change?

You don’t necessarily need to switch plans. The goal is to confirm that your coverage will continue to fit your needs in the year ahead.

A little review now can help you feel more confident about the year ahead.

Medicare Open Enrollment runs October 15 through December 7, with changes taking effect January 1, 2027.

09/29/2026

The headlines may be noisy. Your financial plan doesn’t have to be.

We’re watching how oil prices, interest rates, and shifts in the stock market could affect portfolios. A volatile few weeks on their own don’t call for a change, but it is a good reminder to check that the money you’ll need soon is positioned differently from the money you’re investing for years from now.

That’s why we build plans with room for near-term spending, dependable income, and long-term growth – and review those pieces as markets and your life change.

If rising costs, an upcoming expense, or a change in your retirement plans has you wondering whether your money is positioned the right way, reach out. We’d be glad to talk it through.

08/25/2026

We recently said goodbye to our Summer Intern, Fatima! Fatima has been such a wonderful addition to the LKJ Financial family this summer. Her eagerness to learn, willingness to help, and sweet personality have made such a positive impact on our office. We’ve truly loved having her as part of our team and are going to miss her so much! We’re excited to see all that’s ahead for her! 🌸

08/12/2026

☀️ Summer Bingo Challenge Wrap-Up! ☀️

What a fun summer it’s been! From getting outside and exploring new places to making time for wellness, family, and the moments that matter most, we loved bringing a little extra fun to the season.
And now… it’s time to celebrate! 🎉

Congratulations to our Summer Bingo winner, Bertha Guerrero! 🥳 We hope your prize brings a little more adventure, relaxation, and plenty of great memories.

Thank you for being part of our LKJ community and for helping us make this summer one to remember! 💙

Here’s to making the most of every season and enjoying the amazing life you’ve worked so hard to build.

08/05/2026

LKJ Financial is hosting our in-person Taxes and Retirement workshop at Houston Community College in Stafford, and we would love for you or someone you know to join us.

If you have attended before, the content will be the same. Feel free to join us again or share with someone who may benefit.

This 60-minute educational workshop walks through how taxes can impact your retirement and what you can do now to help reduce future tax burdens.

During the class, we will cover:
• How different tax buckets work
• Tax efficient withdrawal strategies and Roth conversions
• How taxes may affect your Social Security benefits
• Ways to help avoid a potential tax time bomb in retirement

Choose one session: Thursday, August 13 or Tuesday, August 18.
Time: 6:30 to 8:00 PM

Register here:
RSVP Now online: https://seminar.rsvpyes.com/509219
Email: [email protected] or call the LKJ office:713.840.0534

Location: HCC Stafford Campus
10041 Cash Rd
Stafford, TX, 77477

We look forward to seeing you there!

08/03/2026

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