10/23/2026
Compare the Protections Too🫸
A private refinance offer may advertise a lower student loan rate. Moving federal loans into a private loan can also mean losing federal repayment options and potential forgiveness benefits. Private refinancing and federal consolidation are different decisions. Compare the protections you would give up alongside the rate and total cost, using current Federal Student Aid guidance.
Save this before signing a student loan refinance agreement.
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