DRDA CPAs, LLC

10/16/2026

📢 New Blog: Highly Compensated Employees Explained

Are you or members of your team considered Highly Compensated Employees?

In our latest article, author David K. Aneja, Retirement Plan Solutions and Strategic Relationships Manager, explains what qualifies someone as an HCE and how this status may affect retirement plan contributions, employer matching contributions, and nondiscrimination testing.

Read the full article:
https://na2.hubs.ly/H08q8WH0

Contact David at [email protected] to receive a free retirement plan evaluation.

Highly Compensated Employees David K. Aneja, Retirement Plan Solutions & Strategic Relationships Manager What is a Highly Compensated Employee (HCE)? An HCE in 2026 is an employee who earned more than $160,000 in 2025. This compensation amount changes by statute from year to year. You are also an HC...

10/15/2026

Can your business run without you?

As a business owner, are you involved in every decision and daily operation, or have you built a business that can thrive without your constant presence?

Jeff Ragsdale, owner of RTC Business Solutions, answers this important question. Discover how DRDA Business Advisory helps business owners strengthen their operations and build more sustainable businesses.

📖 Read the RTC Business Solutions story:
https://na2.hubs.ly/H08q6Gb0

Want to explore how to make your business work for you? Join our FREE Live Interactive Workshop: “Is Your Business Working for You, or Are You Working for Your Business?”

📅 Tuesday, October 27, 2026 | 12:00–1:00 PM CT
🎤 James “Jai” Darden II, MBA, Senior Business Advisor

Learn practical ways to reduce owner dependency, strengthen team accountability, and create sustainable growth.

👉 Reserve your free spot today:
https://na2.hubs.ly/H08q6vf0

10/13/2026

Join Our Live Interactive Business Advisory Workshop!

Is Your Business Working for You, or Are You Working for Your Business?

Are you spending too much time managing daily operations, solving problems, and making every decision instead of focusing on growing your business?

Join the DRDA Business Advisory Team for a live, interactive workshop led by James “Jai” Darden II, MBA, Senior Business Advisor.

📅 October 27, 2026
🕛 12:00–1:00 PM CT
💻 Online via Zoom

Discover practical ways to delegate responsibilities more effectively, hold your team accountable, streamline daily operations, and free up your time to focus on business growth.

Bring your questions and learn how to build a business that can thrive without depending on you for every decision.

Register today: https://na2.hubs.ly/H08mfd70

10/09/2026

Does your family’s business ownership affect your retirement plan? It may matter more than you think.

Family attribution rules can treat ownership held by certain family members as your own for retirement plan purposes, even if you have no direct ownership. This can affect employee classifications, plan testing, and compliance.

In our latest blog, David K. Aneja, Retirement Plan Solutions & Strategic Relationships Manager, explains why these rules deserve attention.

📖 Read the article:
https://na2.hubs.ly/H08gKpk0

DRDA can help you understand how ownership relationships may affect your plan. Contact the author, David, at [email protected] to schedule a complimentary retirement plan evaluation.

Family Attribution Rules David K. Aneja, Retirement Plan Solutions & Strategic Relationships Manager What are Family Attribution Rules, and why should I care? If you don’t own any of the company sponsoring your 401k, and neither do your spouse, your children, your parents, or your grandparents, th...

10/08/2026

🍂 Fall is here, and our October DRDA Family Journal has arrived!

This month, we celebrate our BBB Awards of Excellence recognition, showcase our new Advisory Bridge branding, and spotlight the people who make DRDA special.

Explore business insights for the months ahead, team celebrations, and reflections on finishing the year strong. Thank you to our team, clients, and community for being part of our story!

📖 Read the October newsletter:
https://na2.hubs.ly/H08gK390

Fall brings a fresh opportunity to reflect on our progress, celebrate our connections, and prepare for the months ahead. In the October 2026 edition of the DRDA Family Journal, we share the people, ideas, and accomplishments that keep our firm moving forward. From celebrating our BBB Awards of Excel...

10/02/2026

Could a Cash Balance Plan Help You Save More for Retirement?

For business owners and highly compensated professionals, a Cash Balance Plan can be a powerful strategy to accelerate retirement savings while potentially creating meaningful tax advantages.

In our latest article, David Aneja explains how Cash Balance Plans work, who may benefit, and key considerations when evaluating whether this type of plan fits your business and retirement goals.

👉 Read the full article: https://na2.hubs.ly/H0881w60

Interested in exploring your options? Schedule a complimentary retirement plan evaluation with David to discuss what may work for you and your business.
📧 [email protected]

Cash Balance Plans Explained: How They Work and When They Make Sense David K. Aneja, Retirement Plan Solutions & Strategic Relationships Manager What is a Cash Balance Plan? A cash balance plan is a hybrid retirement account. It acts like a traditional pension plan where the employer promises a spec...

10/01/2026

Celebrating Excellence and Building New Connections! 🏆

DRDA was proud to attend the 2026 BBB Awards for Excellence and celebrate this recognition alongside so many outstanding businesses in our community.

The networking showcase was also a great opportunity to connect with business leaders and introduce our Advisory Bridge: how DRDA brings together tax, business advisory, audit & assurance, retirement plan services, and other integrated solutions to help businesses move forward with confidence.

Thank you to the Better Business Bureau for bringing our business community together, and thank you to our DRDA team for representing us and making the event a success!

An Advisory Firm, built on a CPA firm foundation.

09/25/2026

Does your retirement plan cover enough employees to pass 410(b) testing?

Coverage testing looks at whether a qualified retirement plan benefits non-highly compensated employees in proportion to highly compensated employees. It can also shape how a business designs its plan.

In our latest blog, David K. Aneja, DRDA’s Retirement Plan Solutions & Strategic Relationships Manager, explains how the testing works, what happens when a plan fails, and how thoughtful plan design can support your goals while meeting coverage requirements.

DRDA can help you review your plan and explore a design that fits your business. Connect with David at [email protected].

Read the blog: https://na2.hubs.ly/H081bFH0

410(b) Testing David K. Aneja, Retirement Plan Solutions & Strategic Relationships Manager What is 410(b) Testing? IRC §410(b) is the code section regarding annual coverage testing for qualified plans. This test checks to see the ratio of Highly Compensated Employees (HCEs) to Non-Highly Compensate...

09/11/2026

📖 Our September 2026 DRDA Family Journal is here!

This month’s newsletter features valuable business insights, firm updates, team accomplishments, and highlights from across the DRDA community.

We invite you to explore the latest news and see how our team continues to learn, grow, and work together to better serve our clients.

Read the full newsletter:
https://na2.hubs.ly/H07M_p50

Fall is approaching, bringing an important season for reflection, preparation, and planning. The September 2026 DRDA Family Journal shares timely guidance, firm updates, team achievements, and insights to help our clients and community finish the year with confidence. Building Something Bigger Than....

09/10/2026

Today, DRDA was proud to sponsor and attend the Clear Lake Area Chamber of Commerce - Texas Women’s Engagement Luncheon and Market! 🌻

This inspiring event brought together women from across our community for connection, encouragement, and professional growth. We enjoyed hearing from Dr. Rhonda Parmer, who shared valuable strategies to help women leaders move from overwhelmed to empowered and stay centered during busy seasons.

Thank you to the Clear Lake Area Chamber of Commerce - Texas for creating a meaningful opportunity to support and celebrate women in leadership. Our DRDA team enjoyed connecting with everyone!