Concurrent Wealth Management

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Houston, TX
Concurrent Wealth Management

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Flat-fee fiduciary planning for Gen X professionals. Strategic tax, equity comp, & retirement clarity—so your wealth aligns with your life. Real advice.

We work with oil & gas execs and business owners. Real planning. Let’s align your wealth with purpose.

10/26/2026

𝗪𝗵𝗮𝘁 𝗱𝗼 𝘆𝗼𝘂 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗴𝗲𝘁 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗵𝗶𝗿𝗲 𝗮 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗮𝗱𝘃𝗶𝘀𝗼𝗿?

A financial plan? An investment portfolio? A few meetings each year?

Those may be part of the relationship.

But what should change in your financial life as a result?

One of our clients recently reflected on their first year working with us.

Their finances felt less heavy. They felt less anxiety, were more informed about their decisions, and had more control and freedom.

𝗧𝗵𝗮𝘁'𝘀 𝘁𝗵𝗲 𝘃𝗮𝗹𝘂𝗲 𝗼𝗳 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗮𝗱𝘃𝗶𝗰𝗲 𝘄𝗵𝗲𝗻 𝗶𝘁 𝗴𝗼𝗲𝘀 𝗯𝗲𝘆𝗼𝗻𝗱 𝗮 𝗽𝗹𝗮𝗻.

At Concurrent Wealth Management, we help oil and gas executives, Gen X professionals, and business owners pursue greater clarity, confidence, and freedom through comprehensive financial planning, integrated investment management, and implementation support.

Our Financial Harmony™ Wealth Management Experience connects the work to the outcomes.

We help clients understand their options, coordinate financial strategies, make informed decisions, and move recommendations forward.

Through six structured Financial Clarity Sessions in the first year, followed by ongoing wealth management, the goal isn't simply to complete a checklist.

It's to help clients feel more informed, supported, and in control of their financial lives.

𝗖𝗹𝗮𝗿𝗶𝘁𝘆. 𝗖𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲. 𝗙𝗿𝗲𝗲𝗱𝗼𝗺.

Discover what working with a comprehensive financial advisor actually looks like in our latest article.

10/23/2026

The best financial advisor for you is the one whose scope, accountability, and process match the decisions you actually face.

For oil and gas executives, those decisions touch each other: a vest changes the tax picture, a sale changes the estate, and a retirement date changes Medicare premiums.

Seven questions can help you compare any firm, whether it’s a boutique RIA, a large national firm, or a tech-enabled platform.

Ask what’s included, who is accountable, how decisions connect, what happens after the recommendation, what the full fee covers, how the firm works with your CPA and attorney, and how the relationship adapts when your life changes.

We answer all seven for Concurrent Wealth Management in the guide, so you can hold us to the same test.

Read more on the Wealth Word™ blog: concurrentfp.com/questions-to-ask-before-choosing-a-financial-advisor

10/20/2026

You don't have to be your own financial advisor.

You're already making enough consequential decisions.

As an executive or business owner, you're making career-defining decisions, leading people, managing responsibilities, and planning for what's next.

As a spouse, parent, or family member, you're making decisions that affect the people and relationships you value most.

Meanwhile, your compensation, investments, taxes, retirement, and estate decisions all require attention. Each carries weight. And one decision can change the others.

You're trying to get everything right.

But being capable of managing everything doesn't mean you should. Capability and capacity are different things.

And trying to maximize every individual financial outcome can come at the expense of optimizing your wealth and well-being together.

That's where comprehensive wealth management should make a difference.

But what does working with a comprehensive financial advisor actually look like? What should you receive beyond advice?

At Concurrent Wealth Management, our Financial Harmony™ Wealth Management Experience brings comprehensive financial planning, integrated investment management, and implementation support together through an all-inclusive model.

We help you organize and evaluate your financial circumstances, identify consequential decisions, develop intentional recommendations, and coordinate strategies across compensation, investments, taxes, retirement, and estate planning.

Then we help move those decisions forward through implementation support, professional coordination, and ongoing accountability as your life evolves.

The services are connected. The decisions are coordinated. The goal is alignment that leads to meaningful outcomes.

One coordinated wealth management relationship. Transparent flat-fee pricing. No separate CWM charges for financial planning or investment management in ongoing wealth management relationships.

Because your financial life doesn't operate in separate pieces. Your wealth management shouldn't either.

Money With Meaning. Wealth With Well-Being.

Swipe through to see what working with CWM actually looks like. Learn more here: concurrentfp.com

10/16/2026

The standard retirement withdrawal order says to draw from taxable accounts first and Roth last.

But in a retirement year where a lump-sum deferred compensation distribution has already filled the bracket, that order can work against you.

Taxable account draws add to an income stack that is already full and may bring the Net Investment Income Tax into play, while Roth withdrawals don’t add to the stack at all. In years with bracket room, the standard order still applies.

We work with oil and gas executives to map the heavy income years first, then decide which account to draw from in each one.

Read more on the Wealth Word™ blog: concurrentfp.com/retirement-income-withdrawal-order-oil-gas-executives

10/14/2026

The standard retirement withdrawal order works for most retirees.

But for many oil and gas executives, the retirement income picture includes two sources the rule doesn’t cover: nonqualified deferred compensation and PSUs that may settle after retirement.

Both arrive as ordinary income, and neither is discretionary. That can fill the bracket space planned for Roth conversions in the first years of retirement and move the real conversion window later.

We work with oil and gas executives to map those income events year by year first, then apply the standard rule to the discretionary accounts.

Read more on the Wealth Word™ blog: concurrentfp.com/retirement-income-withdrawal-order-oil-gas-executives

10/09/2026

If you hold a large balance of unvested PSUs and RSUs, do you know what happens to them at death or disability?

Some plans accelerate all unvested awards. Others prorate based on how much of the performance period has elapsed. Others forfeit them entirely, regardless of tenure.

For an executive with $1 million or more unvested, the treatment can change the estate picture, and the answer comes from the plan document, not from general assumptions about equity compensation.

We work with oil and gas executives to read the plan terms first, then coordinate beneficiary designations, trust structures, and the diversification schedule around them.

Read more on the Wealth Word™ blog: concurrentfp.com/the-ultimate-guide-to-company-stock-concentrated-stock-planning-oil-gas-executives

10/07/2026

Two oil and gas careers can mean two concentrated stock positions that look moderate on their own.

Viewed as a household, they can add up to a much larger bet on one sector, because both employers are exposed to the same commodity and regulatory pressures.

That changes the planning questions: should each spouse's 10b5-1 plan run on the same calendar or be staggered around each employer's trading windows, and how do both sets of gains fit on one joint tax return?

We work with dual-career energy households to model both positions together before either plan is adopted.

Read more on the Wealth Word™ blog: concurrentfp.com/the-ultimate-guide-to-company-stock-concentrated-stock-planning-oil-gas-executives

10/05/2026

For many oil and gas executives, company stock didn't become half of net worth through one bad decision.

It built up one RSU and PSU vest at a time. The first step is measuring the position against every income source tied to the same employer, including salary, bonus, and deferred compensation.

From there, a 10b5-1 plan can reduce the position on a schedule, a hedge can manage downside risk on shares that can't yet be sold, and a multi-year tax plan can keep the unwind from creating a new problem.

We work with oil and gas executives to coordinate all three before any large sale.

Read more on the Wealth Word™ blog: concurrentfp.com/the-ultimate-guide-to-company-stock-concentrated-stock-planning-oil-gas-executives

10/02/2026

The retirement date is usually treated as a lifestyle decision.

For SLB executives with both a Supplementary Benefit Plan distribution and open PSU performance periods, it's also a tax decision.

When the SBP distribution and a PSU settlement land in the same year, combined ordinary income can peak sharply.

Shift the retirement date by a single year, and the same total compensation can fall across two lower-income years instead of one high one.

We work with SLB executives to map both calendars before the retirement date is finalized.

Read more on the Wealth Word™ blog: concurrentfp.com/slb-psu-vesting-supplementary-benefit-plan-coordination

09/28/2026

For many SLB executives, the SBP distribution election and the PSU vesting calendar were set at different points in a career and have never been modeled against each other.

Near retirement, they can land in the same tax year, and the combined ordinary income can be higher than either projection showed alone.

The retirement date itself becomes a planning variable. A one-year shift may separate the two events without changing total compensation received.

We work with SLB executives to confirm the election on file, map open PSU performance periods, and model the income stack before the date is set.

Read more on the Wealth Word™ blog: concurrentfp.com/slb-psu-vesting-supplementary-benefit-plan-coordination

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Houston, TX
77079

Website

https://www.concurrentfp.com/

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