What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm Saturday 9am - 6pm

Ashley Mills, Partner at Direct Mortgage Loans

Home
United States
Hunt Valley, MD
Ashley Mills, Partner at Direct Mortgage Loans

Licensed mortgage lender offering VA, FHA, USDA, and conventional loans, refinancing, and HELOCs.

Local loan officers providing expert home-buying guidance from application to closing. Ashley Mills- NMLS #3145014, Licenses in DE, GA, IN, KT, MD, MS, NJ, NC, PA, SC, TX, VA
VA Lic. - MLO-4006VA
Corporate NMLS # 832799
Equal Housing Lender

Direct Mortgage Loans (DML) is a privately owned and operated licensed direct mortgage lender located in Hunt Valley, Maryland. Our company focus is centered upon industry best practices, responsible lending, and courteous service. Our mission drives us to be committed to providing outstanding mortgage solutions and creating lifelong relationships with our clients and each other. Our vision is to be the mortgage industry leader in innovation and customer experience, by retaining the values of effective proactive, and respectful communication that fosters teamwork, transparency, and accountability to our clients, partners, and each other. A solution-focused positive attitude drives extraordinary results!

10/19/2026

Stop Renting. Start Exploring Your Homeownership Options.

Ten minutes could be the first step toward owning a home instead of renewing your lease.

If you've found a home you're interested in, send us the address along with your household size. We'll help determine whether the property may qualify for a USDA loan and walk you through your next steps.

You might be closer to homeownership than you think and we're here to help make the process simple.

📩 Message us today to get started!

10/16/2026

Buying a home isn’t just about how much you can qualify for. It’s about finding a payment that fits your life today and your financial goals for tomorrow.

Your maximum approval, comfortable payment, and long term goals can all point to different numbers. Take a closer look at the full picture before deciding what you want to spend.

Calculate the payment. Then decide what you want it to be. Go Direct.

10/13/2026

Getting pre-approved is exciting, but what you do after approval can impact your loan and closing.

Until you have the keys, avoid these 5 common mistakes: financing a new car, opening new credit, making large unexplained deposits, changing jobs without talking to your lender, or running up credit card balances.

When in doubt, ask your lender first. A quick conversation can help keep your home purchase on track.

10/09/2026

Buying a home is exciting, but a few common mortgage mistakes can cost you more than you expect. 🏡💰

From focusing only on the monthly payment to making a big purchase before closing, the details matter. Understanding your loan options, closing costs, and financial picture can help you make more informed decisions throughout the process.

Before you make a move, talk to your lender first.

10/06/2026

Think your credit score is the only thing standing between you and a home loan? Think again. 🏡

Lenders look at the whole picture, including your credit history, payment history, income, debt, assets, and reserves.

Your number matters, but it’s only part of the conversation. When you’re ready to explore your options, Go Direct.

10/02/2026

Buying a home takes more than just a down payment. 🏡💰 From closing costs and inspections to earnest money, appraisals and reserves, knowing what to expect can help you plan with confidence.
Want to know how much you may need to buy your next home? Let’s talk!

09/29/2026

How much house can you really afford?
Getting approved for a certain amount does not always mean you should spend that much. Your budget should account for a payment that feels comfortable and leave room for the things that matter most, like saving, traveling, raising a family, building your future, and reaching your long term financial goals.
Before you start shopping, know your numbers and find a payment that works for your life.
Your home. Your loan. Go Direct.

09/22/2026

Pre-Qualified vs. Pre-Approved: Know the Difference
Not all lender letters carry the same weight.
For listing agents, it's always a smart move to ask what level of review has been completed. A stronger pre-approval can lead to smoother transactions and greater confidence for everyone involved.

09/21/2026

NEW CONFORMING LOAN AMOUNT 🚨
Conforming loan amounts are now available up to $845,000 with select investors for new locks beginning September 17, 2026.
A few important details:
• Available with select participating investors
• Standard conforming pricing and underwriting apply
• Subject to each investor’s guidelines
• Government loan limits remain unchanged
Important: This is not the official 2027 conforming loan limit. FHFA is expected to release the official 2027 limit on or after November 25, 2026.
Have questions about what this could mean for your buyers? Let’s talk. Go Direct.

09/08/2026

Buying a home? 🏡 Before you start touring houses, make sure you know these five numbers: your credit score, monthly income, monthly debts, down payment, and the monthly payment you’re actually comfortable with.

Knowing these upfront can help you shop smarter, understand your options, and avoid falling in love with a home outside your budget. Let’s get you pre approved and ready to shop! 🧡

Address

11011 Mccormick Road
Hunt Valley, MD
21031

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	9am - 6pm

Website

https://www.directmortgageloans.com/kendall-winkelman/

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