Karla Wienhold, Mortgage Loan Officer NMLS #1381276

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Karla Wienhold, Mortgage Loan Officer NMLS #1381276 Licensed mortgage lender offering VA, FHA, USDA, and conventional loans, refinancing, and HELOCs. Karla Wienhold - NMLS #1381276, Licensed in MD.

Local loan officers providing expert home-buying guidance from application to closing. Corporate NMLS #832799
Equal Housing Lender
https://www.nmlsconsumeraccess.org/

Director of Training & Development and Loan Originator at Direct Mortgage Loans. After 23 years in education, I brought my love of teaching to the mortgage world, where I now support clients and colleagues with care and expertise. Direct Mortgage Loans (DML) is a privately owned and operated licensed direct mortgage lender located in Hunt Valley, Maryland. Our company focus is centered upon industry best practices, responsible lending, and courteous service. Our mission drives us to be committed to providing outstanding mortgage solutions and creating lifelong relationships with our clients and each other. Our vision is to be the mortgage industry leader in innovation and customer experience, by retaining the values of effective proactive, and respectful communication that fosters teamwork, transparency, and accountability to our clients, partners, and each other. A solution-focused positive attitude drives extraordinary results!

Stop Renting. Start Exploring Your Homeownership Options.Ten minutes could be the first step toward owning a home instea...
10/19/2026

Stop Renting. Start Exploring Your Homeownership Options.

Ten minutes could be the first step toward owning a home instead of renewing your lease.

If you've found a home you're interested in, send us the address along with your household size. We'll help determine whether the property may qualify for a USDA loan and walk you through your next steps.

You might be closer to homeownership than you think and we're here to help make the process simple.

📩 Message us today to get started!

Buying a home isn’t just about how much you can qualify for. It’s about finding a payment that fits your life today and ...
10/16/2026

Buying a home isn’t just about how much you can qualify for. It’s about finding a payment that fits your life today and your financial goals for tomorrow.

Your maximum approval, comfortable payment, and long term goals can all point to different numbers. Take a closer look at the full picture before deciding what you want to spend.

Calculate the payment. Then decide what you want it to be. Go Direct.

Happy Emergency Nurses Week! 💙🚑A huge THANK YOU to all the ER nurses who show up every day to care for others during the...
10/14/2026

Happy Emergency Nurses Week! 💙🚑

A huge THANK YOU to all the ER nurses who show up every day to care for others during their most difficult moments, making a difference when it matters most! Your dedication, compassion, and hard work does not go unnoticed. ❤️

As a mortgage professional and a mother of an ER nurse (Ashleigh), I’m grateful for any opportunity to help those who spend their days (and nights!) helping others.

Thank you,, for all you do — you truly are everyday heroes! 💙

Getting pre-approved is exciting, but what you do after approval can impact your loan and closing.Until you have the key...
10/13/2026

Getting pre-approved is exciting, but what you do after approval can impact your loan and closing.

Until you have the keys, avoid these 5 common mistakes: financing a new car, opening new credit, making large unexplained deposits, changing jobs without talking to your lender, or running up credit card balances.

When in doubt, ask your lender first. A quick conversation can help keep your home purchase on track.

Fall is for…” — football, pumpkin spice, AND house hunting!There’s something about fall that makes home feel a little ex...
10/12/2026

Fall is for…” — football, pumpkin spice, AND house hunting!

There’s something about fall that makes home feel a little extra special. Cooler days, cozy nights, football in the backyard, and maybe even a new place to make those memories. Whether it's game days, cozy coffee runs, or finding your forever home... there is a lot to love about Fall!

Ready to turn your homeownership dreams into reality? Let's chat!

Buying a home is exciting, but a few common mortgage mistakes can cost you more than you expect. 🏡💰From focusing only on...
10/09/2026

Buying a home is exciting, but a few common mortgage mistakes can cost you more than you expect. 🏡💰

From focusing only on the monthly payment to making a big purchase before closing, the details matter. Understanding your loan options, closing costs, and financial picture can help you make more informed decisions throughout the process.

Before you make a move, talk to your lender first.

Reviews like this mean the world to us. We appreciate every client who takes the time to share their experience and trus...
10/08/2026

Reviews like this mean the world to us. We appreciate every client who takes the time to share their experience and trust our team along the way.


Think your credit score is the only thing standing between you and a home loan? Think again. 🏡Lenders look at the whole ...
10/06/2026

Think your credit score is the only thing standing between you and a home loan? Think again. 🏡

Lenders look at the whole picture, including your credit history, payment history, income, debt, assets, and reserves.

Your number matters, but it’s only part of the conversation. When you’re ready to explore your options, Go Direct.

It’s National Taco Day, so naturally…we need to talk mortgages. 😂🌮 The Shell: Your loan program🧀 The Cheese: Your intere...
10/04/2026

It’s National Taco Day, so naturally…we need to talk mortgages. 😂

🌮 The Shell: Your loan program
🧀 The Cheese: Your interest rate
🥩 The Filling: Your loan amount
🥬 The Toppings: Taxes + insurance
🌶️ The Salsa: The little details that can make things spicy

And just like tacos, there’s no “one size fits all” mortgage. The right loan depends on your situation, your goals, and what makes sense for your budget.

So…what’s your taco order? 🌮

And more importantly…what’s your mortgage question?

Let’s taco ’bout it. 😉

It's World Smile Day!There are a few things that can make a homebuyer smile:🏡 Finding the house🔑 Getting the keys📋 Seein...
10/02/2026

It's World Smile Day!
There are a few things that can make a homebuyer smile:

🏡 Finding the house
🔑 Getting the keys
📋 Seeing “clear to close”
💰 Finding a payment that fits the budget
🎉 Getting your offer accepted
☕ Finally having coffee in YOUR kitchen

Buying a home can come with plenty of paperwork, questions, and “wait…what does THAT mean?” moments.

But the end goal? A place you're excited to call home!

Address

11011 McCormick Road
Hunt Valley, MD
21031

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14104582882

Website

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