Two Waters Wealth Management

07/24/2026

Looking to better equip your kids and grandkids with the tools to make better financial decisions? I put a free comprehensive workbook together to help get them started. From how to read a paycheck to how to start a savings account, understanding, credit and debt to building wealth, I put this together to give anyone who’s looking for a sound financial foundation a leg up. Comment “guide”and I’ll send it over.

07/13/2026

06/23/2026

06/20/2026

As we wrap up the week, I want to leave you with one thought: your retirement plan should be a coordinated strategy, not a series of guesses.

If you want some help connecting the dots for your own family, I am here to help.

Book a free Vision Visit: https://calendly.com/first-twwm/retirement-brainstorm-session-clone

06/19/2026

A simple next step: get two dollar-based scenarios for your retirement, then decide. If you want help, schedule a Vision Visit and we’ll walk through the numbers with you: https://calendly.com/first-twwm/retirement-brainstorm-session-clone

06/18/2026

Imagine you are 5 years from retirement and you just found out that delaying your Social Security could add over $26,000 a year to your guaranteed income.

That is the reality for many pre-retirees. Delaying from 62 to 70 can increase your benefit by over 76 percent, potentially extending the life of your portfolio by a decade. It is a massive decision that requires looking at your whole financial picture.

I break down the math in my latest video.
https://www.youtube.com/watch?v=aZAZ6VXFTvA

Share this with a friend or family member who is approaching retirement.

06/17/2026

Imagine this: you’ve saved diligently, markets have run up, but one unexpected tax move or claim timing mistake cuts your retirement income significantly. It happens more often than people think.

Our new video walks through practical steps to avoid that scenario. Watch and share if you know someone planning retirement: https://www.youtube.com/watch?v=aZAZ6VXFTvA

06/16/2026

When you are getting close to retirement, the financial choices you make start to overlap in ways you might not expect. Your Social Security timing affects your taxes, which affects your Medicare costs.

It is easy to make a mistake if you look at these decisions in isolation. I recorded a new video to help you see the big picture and avoid costly errors.

https://www.youtube.com/watch?v=aZAZ6VXFTvA

What part of retirement planning feels the most confusing to you right now?

06/16/2026

06/15/2026

Most people treat retirement as a list of tasks, not a coordinated plan. That’s how millions of dollars get left on the table.

We published a short video, 5 Retirement Decisions Worth Over $1,000,000, that explains five choices that matter more than portfolio size. Watch here: https://www.youtube.com/watch?v=aZAZ6VXFTvA

Which decision worries you most? Tell us in the comments.