Brad Wethington Financial Advisor

10/19/2026

You've spent your entire career saving for retirement. But will you actually enjoy the retirement you've worked so hard to achieve?

Research suggests that the average retiree spends only about half of what their savings could safely support.

Think about that. After decades of disciplined saving, some retirees are reluctant to take that dream vacation, help a grandchild, or enjoy experiences they've spent a lifetime working toward—even when they may have the financial resources to do so.

Why? Because after 30 or 40 years of saving, shifting from accumulating wealth to spending it can be surprisingly difficult.

This is where comprehensive financial planning can make a real difference.

As a financial advisor, my job isn't simply to help clients accumulate wealth. It's to help them understand how to use that wealth to support the retirement they envision—while managing the risks of inflation, market volatility, longevity, and unexpected expenses.

A well-developed retirement income plan can help answer two equally important questions:

✅ Can I afford to retire?

✅ Can I afford to enjoy my retirement?

If you're approaching retirement—or already retired—and wondering whether you're making the most of what you've saved, let's talk.

I'd welcome the opportunity to sit down, review your financial picture, and explore how a comprehensive retirement income strategy could help you enjoy more of what you've worked so hard to achieve.

Reach out to schedule a conversation. Your retirement should be about more than watching your account balances.

10/12/2026

Today it's ACA agents. Tomorrow, could it be you?

NAIFA is pushing back against proposed regulations that could restrict qualified insurance professionals from serving ACA Marketplace consumers.

You may not work in the ACA market, but the bigger issue affects us all.

Who is protecting your profession, your livelihood, and the clients you serve?

That's why NAIFA matters. We have a voice in Washington and state capitals across the country, advocating for ALL insurance and financial professionals.

There's strength in numbers. Advocacy isn't someone else's responsibility.

Protect your profession. Protect your clients. Belong to NAIFA.

🔗 Learn more: https://tinyurl.com/9utxpycf

10/09/2026

Forty years in insurance and financial services will give you plenty of experience, a few well-earned wrinkles—and, apparently, a steadily declining need for a comb. 😄

I recently had the opportunity to catch up with Roger Moore at the National Association of Dental Plans (NADP) CONVERGE Conference.

Events like CONVERGE are valuable because our industry never stands still. New ideas, changing markets and conversations with knowledgeable professionals help us better understand what is ahead—and better serve the people and organizations relying on our guidance.

The hair may be thinner than when I started, but the commitment to learning, relationships and doing the job well is stronger than ever.

-Indiana

10/08/2026

Just like church - no one sits in the front row. 😂 Proud to represent and -Indiana at the conference hosted by the .

08/11/2026

Questions about Trump Accounts (Section 530A accounts)? Leave a comment and I'll send you the guide, A new investing tool for the next generation.

06/08/2026

Markets continued their upward climb in May, supported by strong technology performance, positive economic data, and ongoing diplomatic efforts in the Middle East. The Nasdaq gained 8.36%, the S&P 500 rose 5.15%, and Canada’s S&P/TSX Composite added 2.37%, while investors welcomed better-than-expected job growth and upbeat corporate earnings. With the Fed's next meeting scheduled for June, attention is turning to updated economic projections and what they may signal about the broader economy. From \$24 billion spent on Father's Day to the popularity of dining out and special outings, this month's by-the-numbers highlights how families celebrate the dads in their lives.

Monthly Market Insights | June 2026 U.S. and Canadian Markets Stocks pushed higher in May, fueled by big tech names, positive economic news, and ongoing diplomatic efforts in the Middle East. The Nasdaq Composite, which rose 15.29 percent in April, tacked on another 8.36 percent. The Standard & Poor...

05/28/2026

You’ve probably heard the ads talking about how financial stress affects sleep, relationships, anxiety, and overall well-being.

They’re not wrong.

What many people don’t realize is that financial stress doesn’t only affect people who are struggling financially.

I see it all the time with successful professionals, business owners, and families who are doing well on paper… but still wondering:

“Are we making the right decisions?”

Sometimes peace of mind doesn’t come from earning more money.

Sometimes it comes from having a plan.

If financial uncertainty has been weighing on you, maybe it’s time for a conversation.

05/25/2026

Forty years and counting ...

05/11/2026

Stocks surged in April, delivering their strongest monthly gains in five years as solid economic data, easing geopolitical tensions, and upbeat first-quarter earnings lifted investor sentiment. The Nasdaq climbed 15.29%, the S&P 500 rose 10.42%, and the Dow gained 7.14%, while Canada’s S&P/TSX Composite added 3.65%. With no Fed meeting in May, attention turns to remarks from Fed officials and how evolving economic data may shape expectations moving forward. From \$34.1 billion in U.S. spending to the popularity of Mother’s Day dining and gifts, this month’s By the Numbers highlights how families celebrate the occasion.

04/20/2026

⚠️ The biggest Social Security mistakes often can’t be undone.

Every year, many retirees make permanent decisions about their benefits without fully understanding the long-term impact.

Some of the most common mistakes include:

• Claiming too early without evaluating lifetime income tradeoffs
• Not coordinating spousal benefits
• Ignoring survivor income planning
• Overlooking how Social Security affects taxes in retirement
• Failing to align claiming strategy with investment withdrawals
• Making emotional decisions based on market headlines

Social Security is one of the few retirement decisions that can directly impact income for the rest of your life.

Taking time to review your options before you file can help you avoid costly surprises later.

If retirement is on your horizon, now is a smart time to make sure your strategy is working for you — not against you.