Evolve Financial Management

11/25/2023

年金計畫種類很多，確實有很多不錯的方案。但也有不少人被花俏的廣告誤導，買了不適合自己的計畫。本週日(11/26)下午3:00，產品說明會上，由我們公司有15+年以上經驗的資深投資師(RIA)，為大家講解以下大家關心目前最火的年金相關問題，請儘速與我聯繫報名參加🙋‍♀️🙋‍♂️
1. 年金都有哪些種類，功能和特色又是什麼？
2. 開戶25%，40%等的高分紅是噱頭還是什麼功用？
3. 如何橫向比較年金方案，找到適合自己的方案？
4. 年金的適用人群和潛在的風險是什麼？
5. 升息止步，該如何鎖住高利息潛力？

10/30/2023

11月是National Long-term Care Awareness Month 🧑🏻‍⚕️我們公司為了提升大眾對長期護理的重視及理解，以及為了在加州即將開始徵收的長期護理州稅而做準備，將於11/4周六下午三點，在矽谷的 Milpitas 為大家帶來一場現場講座。

想知道自己應該是乖乖交稅給加州政府比較划算呢？還是用自己私人的長期護理保險來opt out ，免掉這額外的payroll tax 呢🧐

能申請opt out 所剩時間可能不多了，請儘早與我聯絡報名參加講座📲

03/10/2023

📌Have you ever thought about what type of retirement lifestyle you want to have?
📌Have you ever thought about how to achieve your retirement dreams and goals?
📌Do you want to know how to avoid your retirement savings from being depleted by inflation risks, market downturn risks, and expensive long-term care costs?
📌 Do you know California and New York will levy long-term care taxes in a year or two? What’s your strategy to opt out?

Please do not miss today’s seminar hosted by our senior financial advisor with over 15 years of experience and myself. We will have answers for you. Please scan the QR code on the flyer or PM me for registration.

02/07/2023

The followings are the top three money goals from the survey;
1. Creating & maintaining a budget (89%)
2. Creating an emergency fund (82%)
3. Evening out monthly spending (82%)

♦️What are your 2023 financial goals for yourself and your family?
♦️How are you going to achieve them?

Please feel free to share with us in the “comment” 🧐

The doom and gloom surrounding the U.S. economy has yet to extend to Americans' personal finances.

12/01/2022

Most people’s retirement accounts, like 401k or IRA, have dropped to 301k since the beginning of this year. The top Wall Street strategist already predicted the continued bear market 📉 for the first half of 2023. That means 401k could really dropped to 201k. 😱That means a lot of people need to delay their retirement year for 10+ years 😭

However, the investment vehicles with structured strategy, your retirement accounts will have downside protection with decent upside potential. Some even provide lifetime income to solve our longevity issues. Please PM me to find out if you are qualified. 📲

Finance Morgan Stanley Wall Street’s top strategist Mike Wilson predicts a double-digit percentage drop to hit stocks in early 2023 Wall Street's top strategist Mike Wilson predicts the S&P 500 will shed a quarter of its value in early 2023. BY Sophie Mellor November 30, 2022 8:00 AM EST Mike Wils...

12/01/2022

今年大多數人的401k退休金，已經跌成了301k。若是明年持續今年一樣的走勢，如同華爾街大牛分析師所預期的情況，那麼301k成為201k也不是不可能的😱到時候也只能把退休的時間再置後至少10年了😭
不過，若是透過結構性的投資工具，將可以使你的退休金穩定持續增長，保底鎖利不跌，甚至還提供終身收入。若想了解是否符合申請資格，請與我私下聯繫📲


https://fortune-com.cdn.ampproject.org/c/s/fortune.com/2022/11/30/wall-street-biggest-bear-mike-wilson-predicts-double-digit-percentage-drop-hit-stocks-early-2023/amp/

After a short year-end rally, Wall Street's top strategist Mike Wilson predicts the S&P 500 will fall by 24%

11/14/2022

最近各大金融機構及高科技公司大肆裁員😱

📍你自己的職業生涯規劃，有考慮到在景氣低迷時有個備案嗎？

📍面對高漲的物價，下跌的股市，你有應對的方法嗎？

歡迎與我諮詢我們公司正在招募的財務規劃與財富諮詢顧問一職。

#財務規劃 #斜槓人生 #兼職打工 #金融服務

11/03/2022

😎度過金融風暴的最佳方法是什麼？

📌想投資卻不知道如何規避市場風險？

📌如何在不減少收入的情況下，優化中長期稅務計劃，以減少未來的稅務開支？

📌如何在不耽誤退休年齡、不損害退休儲蓄的情況下，替孩子支付持續飛漲的大學費用？

📌如何在不成為親人負擔的情況下，為昂貴的長期護理做好準備？

⚔️通過註冊成為我們的金融稅務知識網路學院學員，為自己未來的財務自由，做好準備。

📲現在就私信我，以了解我們為新學員提供的獎勵活動。

#財務自由 #投資策略 #投資風險管理 #優化稅務規劃 #財務規劃 #財商教育 #終身學習 #創業機會 #長期照護險 #人壽保險 #退休規劃 #大學教育金規劃

11/03/2022

😎What's the best way to weather the financial headwinds?

📌How to invest but don't know how to manage market risks of losing money？

📌How to structure tax plans to decrease my future tax liabilities without reducing my income？

📌How to pay for my kids' skyrocketing college expenses without delaying my retirement age not jeopardizing my retirement savings？

📌How to prepare for expensive long-term care without being the burden of our loved ones？

⚔️Always equip yourself with updated financial, tax, and investment knowledge by enrolling in our Financial Literacy Virtual Academy.

📲DM me now to know about our promotion for the new associates

10/29/2022

The inflation won’t drop down shortly😰interest rate will keep climbing up 📈while stock market will keep trending down for a while 📉 💸
Are you prepared for the upcoming recession, your job, your assets, your income etc. ?🧐

How far away from your financial goals, eventually reaching financial freedom?

DM me for more details now 😎