Ray has been offering life and health insurance and financial security for over 20 years. Ray believes in putting his clients needs first and in maintaining the highest level of professionalism. His goal is to provide the best insurance options for each of his clients based on their needs, budget, and preferences while bringing them peace of mind. He has assisted over 500 individuals, families, an
d small business owners save money, get maximum tax savings and protect their assets. Rays knowledge and patience serve as a guide for his clients when navigating through the maze of health insurance, many top Medicare insurance options and the life insurance market places. Ray is a member of the Irvine Chamber of Commerce, National Ethics Association, is a licensed and certified broker for Covered California (Obama care) and a licensed and certified broker for many top Medicare Insurance Options. Ray graduated from California State University Easy Bay with a Bachelor of Science in Statistics and Marketing. Ray partners with CPA's, other insurance agents and property and casualty insurance agents helping their clients find the most competitive insurance products.