Luminate Wealth Management and Insurance Services

05/29/2026

529 Day is a great reminder that education savings can be more flexible than many people realize. From tuition to books and even other qualified expenses, a 529 plan can be a powerful way to plan ahead for education costs. Read more here.

Not all education expenses qualify for tax-free 529 plan withdrawals. Learn what counts as a 529 qualified expense, what doesn’t, and how to avoid penalties on non-qualified withdrawals.

05/27/2026

This guide from Toggl shares practical tips to stay focused, reduce stress, and get more done. Check out some simple ways to improve your productivity.

Explore proven time management strategies and tips to help you prioritize tasks, stay focused, and get more done without burnout.

05/25/2026

Happy 5-year work anniversary to Angelica! We’re so grateful for your dedication, hard work, and the positive impact you’ve made over the years. Here’s to many more ahead.

05/21/2026

Here’s how to handle financial challenges when supporting loved ones with disabilities…

Caring for a loved one with a disability? Learn more about financial planning for disabled adults and children—along with resources for caregivers.

05/18/2026

: "Don't let yesterday take up too much of today." –Will Rogers

05/15/2026

Luminate partners and team members had an incredible time attending the OLU 23rd Annual Gala Dinner & Show at the beautiful Nixon Presidential Library this past March.

We were especially honored to support the event alongside Luminate founders Robert & Linda Grimm and Brett & Kimberly Bissell, who served as presenting sponsors.

05/12/2026

Happy May birthdays to Christina, Brett, Nicholas, Roy, and Robert! We hope each of you enjoys a wonderful day filled with celebration and appreciation. Thank you for all you bring to the team, and we wish you a fantastic year ahead.

05/10/2026

Happy Mother’s Day! Thank you to all the moms who make a difference every day — your impact is truly meaningful.

05/07/2026

Wishing Nicholas and Jessica a very happy work anniversary this May! Thank you for your continued dedication and for being such valued members of our team.

05/05/2026

Want a clearer vision for your money’s future? Learn how a dynamic financial plan helps you set goals, tackle debt, and grow wealth—whether solo or with our help. Read now and take control today!

Financial planning has 9 steps: Set goals, track money, plan for emergencies, pay debt, plan for retirement, tax planning, invest, manage risk and estate planning.