Montoya Financial Strategies

09/20/2021

Caring for aging family members can be very costly. Don't miss out on these tax breaks

Caring for aging relatives can be costly. But there may be federal and state tax breaks to help ease the burden, financial experts say.

06/24/2020

US mortgage rates have dropped to another all-time low. Can they go even lower?

Find out what the experts are predicting about mortgage rates.

04/27/2020

https://www.usatoday.com/story/money/2020/04/21/retirement-avoid-4-culprits-can-ruin-your-nest-egg/5169040002/ ..

I had planned on retiring this October. But with all this stock market crash and recession stuff, I’m not sure I can or should.

01/03/2020

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The S&P 500 large-cap index could post best annual performance since 1997

12/17/2019

If I have student loans to pay off, should I also save for retirement? Here's what experts say

Americans who still owe on their student loans may wonder whether they should also be trying to save for retirement. Here's what financial experts say.

12/13/2019

It's possible the US economy is not 'late-cycle' but rather just recharging

The question of which stage the economic cycle is in now after a decade-long expansion is not that simple.

11/13/2019

IRS announces higher retirement plan contribution limits for 2020.

You can save $19,500 in your 401(k), plus another $6,500 if you’re 50 or older, for 2020.

11/11/2019

Happy Veterans Day! Today, we honor all who have served our country.

11/01/2019

Check out some of these tax-smart tips before 2019 ends.

Take action before it’s too late.

10/29/2019

Now is the time to get organized and start thinking about that distribution. If you miss the Dec. 31 deadline, you will face a tax penalty

It's that time again, when individuals over age 70½ and those with inherited retirement accounts have to take out their annual required minimum distributions. Here's the missteps to avoid so that you're not faced with a tax penalty.

10/15/2019

It's always best to start a college savings plan as early as possible but here some ways you can supplement college financial aid.

If your financial aid won’t cut it, here are some ways to get more money for school.

10/09/2019

https://hubs.ly/H0l6wfZ0 ...

Certain approaches to investments and debt could be impacting your strategic financial management.