Todd Holden of Gateway Financial Partners

07/15/2026

A will is not only about money. It is also where you name a guardian for your children if you could not be there. If that name does not exist yet, it may be the document your family is missing.

07/09/2026

Families often carry a lot of assumptions.

Writing down key decisions, such as guardianship wishes, account details, and financial priorities, can help create more clarity for the people you care about.

06/22/2026

Social Security overpayments happen, and they can be a hassle.

Learn what causes them and how to handle the situation from this insightful article from NerdWallet.

https://www.nerdwallet.com/article/investing/social-security/social-security-overpayment

Social Security is a federal program that pays financial benefits to retirees and their families, as well as to children and families of deceased workers. It also pays benefits to people with disabilities who may have limited opportunities to earn money.

06/16/2026

Are your financial habits helping or hindering your goals?

Sometimes one honest question can lead to meaningful change.

06/10/2026

"Living life on your terms" looks different for everyone.

This quote is a great checkpoint to think about what you're really working toward.

06/04/2026

Inheriting an IRA comes with decisions and deadlines. Knowing the rules can help you navigate the process smoothly. Kiplinger has more!

https://www.kiplinger.com/retirement/inherited-ira-opportunities-and-challenges

New SECURE 2.0 Act rules have kicked in to reshape distribution and taxes for inherited IRAs and retirement plans. Read on for strategies to help beneficiaries.

05/31/2026

Why Consider a High-Yield Savings Account?

• Higher Interest: Opportunity to earn more compared to a standard savings account.

• Low Risk: FDIC or NCUA insured, helping to keep your money protected.
• Easy Access: Manage funds anytime with online banking & apps.

05/21/2026

When looking at a 529 plan, a few things matter:
• Contribution level
• Time horizon
• State-specific tax treatment

This calculator ties those together to show how they may influence the outcome.

https://www.morningstar.com/personal-finance/529-plan-calculator-estimate-your-federal-state-tax-benefits

Use this tool to compare how much you could save in a 529 college savings plan versus a taxable brokerage account.

05/11/2026

Whether it’s investing early, paying down debt, or choosing small daily savings like making coffee at home, every step you take today brings you closer to financial freedom.

05/07/2026

There's a hefty shortfall between the "magic number" for retiring and Gen X savings.

Many are still working toward closing that gap, often balancing later start dates, market cycles, and increasing contribution rates. Kiplinger has more!

https://www.kiplinger.com/retirement/retirement-planning/the-average-gen-x-401-k-balance

Gen X, the first generation to rely on 401(k)s to build and grow a nest egg, is nearing retirement. There's a hefty shortfall between the "magic number" for retiring and Gen X savings.