Bogar & Associates

09/03/2026

It's !

Unfortunately, personal upkeep expenses aren't tax-deductible even if it's for your job.

09/02/2026

Buying a home is likely the biggest purchase you will make. So it's important to tick all the boxes as you look for the right home.

One thing you don't want to overlook is a quality home inspector and home inspection. You might be tempted to skip this step to get a better deal, but the inspection ensures you know exactly what you're getting and that there will be no surprises.

08/26/2026

Happy !

While you can file your furry family member as a dependent, it doesn't mean they aren't a part of your family.

Drop a photo of your best boy or girl in the comments below!

08/25/2026

Is 20% still the standard amount to put down?

This is where doing your research comes in handy! If you are a first-time homebuyer, there are FHA loans that allow you to make a down payment of just 3.5% if you meet certain financial requirements.

Make sure to do your research and don't overlook details that can save you in the long run.

08/20/2026

When shopping for a home find a lender who is great at communicating and will guide you through the process.

Give yourself time to shop for the right fit so you feel confident and secure on your journey with someone who can answer your questions and soothe concerns.

08/17/2026

It's exciting to begin your home search but where do you start?

Start by getting pre-approved by a lender before shopping. This sets the expectation of what you can afford realistically and gives you a comfortable budget to work within.

08/14/2026

Millions​‍​‌‍​‍‌​‍​‌‍​‍‌ of workers purchase special work clothes and then simply assume they can claim the cost as a tax deduction. However, the IRS disagrees. Most work clothes fail the deduction test even if they stayed in the office only.

Click below to read more >>>>

Truth About When Work Clothing Is Deductible Millions​‍​‌‍​‍‌​‍​‌‍​‍‌ of workers purchase special work clothes and then simply assume they can claim the cost as a tax deduction. However, the IRS disagrees. Most of work clothes fail the deduction test even if they stay...

08/12/2026

Improve your view of debt by acknowledging that all debt isn’t always bad. Borrowing can help improve your overall financial situation with “good debt” such as student loans, mortgages, or business loans.

08/10/2026

Want to budget and save money without having to count every nickel and dime? Try the 50/30/20 rule.

• 50% for needs: These are essential expenses, like rent, utilities, groceries, insurance, and transportation.
• 30% for wants: This is for lifestyle spending and includes subscriptions, ordering out, hobbies, and other discretionary expenses.
• 20% for savings and debt repayment: Use this portion to pay down debt and the rest for savings, retirement, and emergency funds.

What do you think about this budget?

08/06/2026

🚨Attention🚨

Are you a student or have children who are students? If so, don't miss out on savings by using student discounts.

You can save on clothes, shoes, subscriptions, and much more!!