Safe Money Retirement

Safe Money Retirement Certified Financial Fiduciary®
Host of the Safe Money Retirement Radio podcast and on-air show
Founder of SafeMoneyRetirement.com

Certified Financial Fiduciary®
Retirement Income Certified Professional®
Guaranteed Lifetime Income Planning
Market-Like Gains with No Losses
LTC, Legacy, and Retirement Tax Planning

A lot has changed over the past 250 years—but maybe one of the biggest shifts is how retirement works. What used to rely...
07/17/2026

A lot has changed over the past 250 years—but maybe one of the biggest shifts is how retirement works. What used to rely on pensions and guaranteed income now depends heavily on personal decisions, timing, and strategy. If you haven't taken a step back to review your plan recently, this might be worth a few minutes of your time.

This guide might help.

The biggest mistake retirees make may not be choosing the wrong investment—it’s failing to create a plan for reliable in...
07/17/2026

The biggest mistake retirees make may not be choosing the wrong investment—it’s failing to create a plan for reliable income. In this episode, Tim Wood explains why retirement is about more than growing assets and how strategies like annuities can fit into a broader income plan. He discusses concerns surrounding Social Security, market uncertainty, inflation, healthcare costs, and the emotional side of retirement. Tim also shares why many retirees struggle to spend confidently and how planning for income, long-term care, and life’s unexpected changes can help create a more secure retirement strategy.

Join Certified Financial Fiduciary®, Retirement Income Certified Professional®, and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

The biggest mistake retirees make may not be choosing the wrong investment—it’s failing to create a plan for reliable income. In this episode, Tim Wood explains why retirement is about more than growing assets and how strategies like annuities can...

Did you know? The first U.S. pension dates back to 1776—and it looked nothing like a modern 401(k). Over the last 250 ye...
07/10/2026

Did you know? The first U.S. pension dates back to 1776—and it looked nothing like a modern 401(k). Over the last 250 years, retirement has quietly shifted from predictable income… to something individuals must build and manage themselves. We put together a short guide on what's changed—and what it may mean for your plan.

Read what we've learned in 250 years of retirement in America.

Social Security cuts, retirement fears, and rising costs are causing many retirees to ask the same question: will my inc...
07/10/2026

Social Security cuts, retirement fears, and rising costs are causing many retirees to ask the same question: will my income last? In this episode, Tim Wood explains why relying on assumptions can be risky and how proactive planning can help address uncertainties surrounding Social Security, taxes, and retirement income. He also discusses the dangers of “underliving” retirement, why many retirees are afraid to spend the money they worked hard to save, and how guaranteed income strategies can help create greater confidence. Plus, Tim shares insights on retirement transitions, purpose after work, and planning for the loss of a spouse.

Join Certified Financial Fiduciary®, Retirement Income Certified Professional®, and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Social Security cuts, retirement fears, and rising costs are causing many retirees to ask the same question: will my income last? In this episode, Tim Wood explains why relying on assumptions can be risky and how proactive planning can help addres...

Are you paying attention? Is your retirement safe?From the article... "This new analysis notes that the US S&P 500 stock...
07/06/2026

Are you paying attention? Is your retirement safe?

From the article... "This new analysis notes that the US S&P 500 stock index trades on 41 times earnings, based on Robert Shiller’s cyclically adjusted price-earnings (Cape) calculation. This is the highest valuation for US equities, using this tool, since the peak of the technology, media and telecoms (TMT) bubble of 2000 and exceeds the valuations reached at the highs of 1929 and 1901, both of which preceded seismic crashes."

Optimists say AI justifies the lofty valuations, but a key tool suggests otherwise

Healthcare, income, and timing—three areas that can quietly reshape retirement faster than many expect. In this episode,...
07/03/2026

Healthcare, income, and timing—three areas that can quietly reshape retirement faster than many expect. In this episode, Tim Wood highlights the real-world challenges retirees face, from underestimating expenses to navigating long-term care decisions. He shares insights on protecting income from market volatility, planning for healthcare needs, and avoiding emotional financial missteps. The conversation also explores caregiver realities, dementia awareness, and why having a structured income plan can influence how confidently you approach retirement.

Join Certified Financial Fiduciary®, Retirement Income Certified Professional®, and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Healthcare, income, and timing—three areas that can quietly reshape retirement faster than many expect. In this episode, Tim Wood highlights the real-world challenges retirees face, from underestimating expenses to navigating long-term care decisi...

In this episode, Tim Wood continues his conversation with Tracey Kendall Wilson from Alzheimer’s Tennessee. Plus, the bi...
06/26/2026

In this episode, Tim Wood continues his conversation with Tracey Kendall Wilson from Alzheimer’s Tennessee. Plus, the biggest mistake in retirement planning might not be the market—it’s assuming you’ll have time to figure things out later. In this episode, Tim Wood highlights why delaying financial decisions can create unnecessary risk, especially as life moves faster and unexpected events arise. The discussion covers the importance of protecting income from market downturns, preparing for long-term care needs, and avoiding costly oversights like outdated beneficiary designations. It’s a practical look at how proactive planning today can help reduce stress and keep your retirement aligned with your goals.

Join Certified Financial Fiduciary®, Retirement Income Certified Professional®, and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

In this episode, Tim Wood continues his conversation with Tracey Kendall Wilson from Alzheimer’s Tennessee. Plus, the biggest mistake in retirement planning might not be the market—it’s assuming you’ll have time to figure things out later. In this...

Is your retirement ready for the continuing inflation?from the article..."Consumer prices rose 4.1% in May from a year e...
06/25/2026

Is your retirement ready for the continuing inflation?

from the article...
"Consumer prices rose 4.1% in May from a year earlier, the Commerce Department said Thursday, the largest annual increase since April 2023."

What's your plan to deal with this in retirement?

The Federal Reserve’s preferred inflation gauge rose to a new three-year high in May as gas prices peaked, a sign rising costs could pose political problems for President Trump as midterm elections near.

Is your retirement plan ready for the looming Social Security cuts?
06/21/2026

Is your retirement plan ready for the looming Social Security cuts?

The Social Security Administration has released a report with new projections as to when the trust funds that help pay benefits may be depleted.

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