06/01/2026
5 Years (or so) from retirement? Great article that speaks to what we have been educating on for decades.
Although "stocks and bonds" usually do great over the long run, once you get into that "retirement red zone", as in 5 years from retirement, you need to look at a baseline guaranteed income stream with a PORTION of your portfolio.
As Charlie often discusses, at age 46, he put $200k into an annuity that will generate $44k in guaranteed income per year, once he hits age 65. That 44k will go for as long as Charlie and Noelle are alive. What if they die early? The balance goes to the beneficiaries.
We are independent. Meaning, we have the ability to scan the entire industry for the best annuity for your situation. We have the software to do this. Let us know if we can help.
You'll likely be earning the most in the last few years of your career. That's when to start planning how to generate income over 20 to 30 years of retirement.
