Clearwater Financial Group - Michael Masor Host of Safe Money Radio Houston

10/15/2026

Medicare Open Enrollment opens today and runs through December 7, making it the perfect time to review your healthcare coverage for the year ahead.

📝 As you evaluate your options, ask yourself:

✅ Are my doctors and preferred pharmacy still in-network?
✅ Have my prescription medications changed?
✅ Am I paying for benefits I no longer need?
✅ Have my healthcare needs changed since last year?
✅ Do my expected healthcare costs still fit within my retirement budget?

Taking a few minutes to review your coverage now can help you avoid surprises later and make more informed decisions for the year ahead.

10/12/2026

📢 Social Security's annual Cost-of-Living Adjustment (COLA) announcement is right around the corner.

Current projections suggest the 2027 COLA could fall between 3.1% and 3.6%, which could mean an extra $60 to $75 per month for the average retiree receiving a $2,000 benefit. If projections hold, it would be the largest increase since 2023.

💡 The key takeaway? Even modest benefit increases can add up over time. That's why it's important to regularly review your retirement income strategy and make sure your spending plan keeps pace with changing costs.

10/09/2026

📅 With the final quarter of the year underway, now is a great time to make sure you're ending the year as strong as you started it.

Year-end planning can help retirees and those nearing retirement stay on track with their financial goals, review their income strategy, and prepare for the year ahead with confidence.

If it's been a while since you've reviewed your strategy, now may be a good time to schedule a conversation with a trusted financial professional.

A little planning today may help set the stage for a smoother tomorrow.

10/06/2026

🍁 Everyone has a favorite thing about fall, but choosing between these seasonal classics isn't always easy!

Whether you're spending the season with family, making memories with the grandkids, or simply enjoying the beauty of autumn, we'd love to hear your picks!

Drop your answers in the comments and tell us your favorite thing about fall. 👇

10/03/2026

💰 October is National Financial Planning Month.

A good financial plan isn't something you create once and forget. It should evolve as your life, priorities, and goals change.

Taking time to revisit your retirement goals each year can help ensure your financial strategy continues to support the future you envision.

10/02/2026

🍂 The leaves aren't the only thing changing this fall.

As another year begins to wind down, now is a great time to reflect on where you've been, where you want to go, and whether your retirement plan still aligns with your goals.

After all, retirement planning isn't something you do once. It's something you revisit as life changes.

💬 Is there anything you'd like to update or review before year-end?

09/04/2026

Retirement planning shouldn't be one-size-fits-all. The Do Something Plan separates income, growth, and protection—so each part of your portfolio has a purpose. If you're not using certain assets, there may be a better way to position them. Let's talk about it.

A smarter way to structure income, growth, and protection.

08/28/2026

What if the assets you're not using today could help you leave more behind tomorrow? The right strategy can: ✅ Put idle dollars to work ✅ Help reduce tax impact ✅ Support your long-term care plan It's not about doing more—it's about doing the right things with what you already have.

Use what you have to support care, taxes, and legacy.

07/17/2026

A lot has changed over the past 250 years—but maybe one of the biggest shifts is how retirement works. What used to rely on pensions and guaranteed income now depends heavily on personal decisions, timing, and strategy. If you haven't taken a step back to review your plan recently, this might be worth a few minutes of your time.

This guide might help.