Bernie CPA Accounting and Advisory

01/20/2026

I spent a weekend building something I wish existed years ago.
An AI chatbot that actually knows the Yellow Book (Government Auditing Standards).
Ask it anything about GAGAS - independence requirements, CPE, reporting standards - and it gives you answers with specific references. No more digging through 200+ pages.
Built it myself using RAG (Retrieval Augmented Generation). Cost to run: about 2 cents per question.
If you work in government audit or know someone who does, give it a try and let me know what you think:
👉

AI-powered assistant for Government Auditing Standards (Yellow Book) questions. Get instant, accurate guidance on GAGAS compliance.

11/05/2024

Financial planning isn’t just about numbers—it’s your ticket to boosting those happiness hormones like dopamine and endorphins. Start budgeting, pay off debt, and watch your stress melt away while your sense of fulfillment soars.

11/05/2024

Picture this: a stack of tax forms going down while your savings go up, thanks to smart end-of-year moves. With these tax hacks, real estate investors can cheer to more cash in their pockets and less stress come April.

11/04/2024

Imagine enjoying the holidays without that dreaded debt hangover—just a pinch of planning and a sprinkle of smart choices, and you’re on your way to financial freedom. Who’s ready to make this the year we finally ditch the debt?

11/04/2024

Let’s talk insurance surprises: Did you know your homeowners insurance might cover everything from spoiled food during a power outage to identity theft expenses? Time to grab that policy and uncover the hidden benefits you might already have.

10/31/2024

An LLC, or Limited Liability Company, is a popular business structure that combines the flexibility and tax benefits of a partnership with the limited liability protection of a corporation. This means that the owners, known as members, are not personally liable for the debts and liabilities of the company. Instead, their personal assets are protected [...]
The post LLC 101: A Beginner’s Guide to Setting Up Your Own Limited Liability Company appeared first on BernieCPA Blog.

An LLC, or Limited Liability Company, is a popular business structure that combines the flexibility and tax benefits of a partnership with the limited liability protection of a corporation. This means that the owners, known as members, are not personally liable for the debts and liabilities of the c...

10/30/2024

Ever feel like you’re just spinning your wheels without getting anywhere? It’s time to ditch the busy badge and embrace productivity by setting clear goals and prioritizing tasks that truly matter!

10/20/2024

Small businesses in Michigan, want to boost your team’s skills and staying power? The Michigan Works Employee Training Grant is your ticket to affordable, top-tier professional development.

09/13/2024

Aging in place could become ‘big business’ for homebuilders

An article from Kiplinger says that builders are in the unique position to benefit from an increasingly common desire to age in place.

An article from Kiplinger says that builders are in the unique position to benefit from an increasingly common desire to age in place.

09/13/2024

Mortgage rates are plummeting, but will sales grow?

The affordability crisis isn't one easily solved. We look at the housing market conditions needed to see real home sales growth in the fall and winter.

The affordability crisis isn't one easily solved, even as mortgage rates come down. What will it take to see real home sales growth?

09/12/2024

Home prices saw unusual stagnation this summer

Stagnant prices during the typically busy summer homebuying season are unusual, CoreLogic reported, as this was only the second time since 2010 that prices didn't increase from June to July.

U.S. home-price appreciation continued to slow in July, a trend that is expected to continue through next summer.