Holthaus Financial Group, LLC

01/13/2023

1 million seconds = 11 days
1 billion seconds = 31 years
1 trillion seconds = 31,000 years

We are $31+ trillion in debt. We can't make the interest payments without raising the debt ceiling. With record inflation, we've had back to back record cost increases in Medicare, Social Security, and Medicaid and other MANDATORY spending.

Taxes will go up in the future. Plan accordingly.

09/27/2022

Inflation, at its core, is too many dollars chasing too few goods. To correct the first mistake of 'printing' too much money, why not cut the 'red tape' to increase the production of goods?

Combining monetary policy tightening with cutting of red tape could be a good combination to get inflation under control.

09/13/2022

Inflation is a tough beast to tame. Investors are speculating on how aggressive the Fed will get with interest rates to address it. The White House's increased spending, student loan forgiveness, railway industry strikes, and Russian oil supply to the EU all play into more inflationary pressures.

Follow The Wall Street Journal’s full markets and consumer-price inflation report coverage.

09/07/2022

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08/31/2022

Inflation Reduction Act: What You Should Know

08/24/2022

JUST IN:
Student loan forgiveness of $10,000. To qualify, you must make under $125,000 as an individual, or $250,000 married filing jointly. There are a mountain of questions that are currently unanswered, but the administration has promised more details in the coming weeks and months.

What the president’s plan means for the millions of Americans with student debt.

08/22/2022

Why does it seem that 'good' news is bad, and 'bad' news is good in this economy?

In these times of inflation, rising interest rates, and economic certainty, anything 'normal' is out the window. Wall Street is sensitive to the increases in interest rates, while the Fed wants to tame inflation. Here's an example of what you may be hearing:
-'Good' economic data of wage growth, job growth, higher sales, and higher prices are typically good for corporate profits and tend to boost stock prices. Pretty simple.
-However, the Fed may view this as leading indicators of more, or continued, inflation. In turn, the Fed may be more aggressive with their interest rate increases....which will have a negative consequence in the long term to corporate profits and the economy as a whole, to 'cool' inflation.

It is with this in mind, that markets may react negatively to 'good' economic data, because it could mean even higher interest rates in the future.

U.S. stocks fell as traders pondered the potential for further aggressive interest-rate increases and a slowing economic backdrop.

08/18/2022

It appears rising interest rates have slowed down the red hot real estate market, giving some breathing room to home buyers. However, the Fed needs to find that perfect balance of 'healthy' slow down and going too far too fast.

Sales of previously owned homes slid 5.9% from the prior month, as higher interest rates pushed buyers to the sidelines and the supply of homes remained tight.

04/28/2022

A lot of discussion around Gold and Silver as an investment. There are definitely some 'Pros', but let's look at the 'flipside':

1. As an inflation hedge - we've had massive inflation the last 18 months, yet Gold hasn't shot to the moon.

2. Use as a 'barter' currency in a monetary system collapse - Using modern Ukraine as an example: In a war zone, with civilians starving and with a desperate need to protect yourself or your family, what good would a bar of Gold do? In times of severe desperation, food and ammo are King.

04/14/2022

Elon Musk offers to buy Twitter for $43 billion, so it can be 'transformed as private company'

Elon Musk offered to buy Twitter for $54.20 a share, saying the social media company need to be transformed privately.

04/11/2022

Stocks ended generally lower last week as Fed ramps up fight against inflation.